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FISV Fiserv Inc

Nasdaq, CIK 0000798354, fiscal year ends 12/31. Last price 49.86 on 2026-10-23, market value 26.5 billion dollars.

Machine-readable: FISV.json, FISV.md. Sections: Graham Defensive, Magic Formula, Momentum, Insider, Buffett Quality, Lynch GARP, Graham Enterprising, Piotroski F-Score, earnings record, insiders, filings and links.

Philosophy	Score	Status	Current inputs as of	History used	Price	Verification	Rules
Graham Defensive	46 partial, missing 5	partial: 5	2025-12-31 stale: Revenue	2014–2025	2026-10-23	0 verified, 21 unverified	method
Magic Formula	98	ok	2026-03-31 stale: operating_income_q	—	2026-10-23	—	method
Momentum	12	ok	2026-10-23	—	2026-10-23	—	method
Insider	41	ok	2026-10-23	—	—	—	method
Buffett Quality	78	ok	2026-06-30	2016–2025	2026-10-23	0 verified, 47 unverified	method
Lynch GARP	82	ok	2026-06-30	2020–2025	2026-10-23	0 verified, 5 unverified	method
Graham Enterprising	46	ok	2026-06-30	2020–2025	2026-10-23	0 verified, 11 unverified	method
Piotroski F-Score	56	ok	—	2024–2026	—	0 verified, 27 unverified	method

Market value, source trail

market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used

Input	Value	Unit	Period / date	Source
Traded price	49.86	USD per traded unit (share or ADS)	2026-10-23	Yahoo Finance
SEC shares outstanding	531,766,721	underlying shares	2026-07-31	SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm 0000798354-26-000031
Depositary ratio	1.0	underlying shares per traded unit		domestic 10-K filer; SEC shares are the traded units
Market value price date × latest reported shares	26,513,888,709	USD	2026-10-23 shares at 2026-07-31	49.86 (price 2026-10-23) / 1 x 531,766,721 (shares at 2026-07-31) = 26,513,888,709

Graham Defensive

46 of 100. partial: 5. How this is scored.

Test or factor	Value	Threshold	Points
1 Adequate size	21.19 revenue $B	>= 1	5.0 / 5
2a Current ratio	1.04	>= 2.0	0.7 / 15
2b Long-term debt vs working capital	25.24 LTD / WC	<= 1.0	0.0 / 15
3 Positive earnings each of 10 years	10 of 10	10 of 10	15.0 / 15
4 Dividends every year for 20 years	0 of 20 missing 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 XBRL check: 0 years agree, 20 unverified	20 of 20	0.0 / 15
5 EPS growth, 3-yr avg now vs 10 yrs ago	— missing 2015	>= +33%	None / 10
6 P/E on 3-year average EPS	9.0	<= 15	15.0 / 15
7 P/B <= 1.5, or P/E x P/B <= 22.5	P/B 0.99, product 8.8	<= 1.5 or <= 22.5	10.0 / 10

Inputs, 23 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	49.86	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
Revenue	21193000000.0	2025-12-31 stale	SEC XBRL Revenues 0000798354-26-000009	unverified
current_assets	25364000000.0	2026-06-30	SEC XBRL AssetsCurrent 0000798354-26-000031	unverified
current_liabilities	24307000000.0	2026-06-30	SEC XBRL LiabilitiesCurrent 0000798354-26-000031	unverified
lt_debt	26679000000.0	2026-06-30	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	unverified
equity	26904000000.0	2026-06-30	SEC XBRL StockholdersEquity 0000798354-26-000031	unverified
Net income FY2016	930000000.0	2016-12-31 history	SEC XBRL NetIncomeLoss 0000798354-19-000005	unverified
Net income FY2017	1246000000.0	2017-12-31 history	SEC XBRL NetIncomeLoss 0000798354-20-000006	unverified
Net income FY2018	1187000000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000798354-21-000004	unverified
Net income FY2019	893000000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000798354-22-000004	unverified
Net income FY2020	958000000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000798354-23-000004	unverified
Net income FY2021	1334000000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000798354-24-000037	unverified
Net income FY2022	2530000000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000798354-25-000047	unverified
Net income FY2023	3068000000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2024	3131000000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2025	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Dividend years (Yahoo)	[]	history	Yahoo Finance dividend history	unverified
EPS diluted FY2014	1.49	2014-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-17-000006	unverified
EPS diluted FY2016	2.08	2016-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-19-000005	unverified
EPS diluted FY2023	4.98	2023-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-26-000009	unverified
EPS diluted FY2024	5.38	2024-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-26-000009	unverified
EPS diluted FY2025	6.34	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-26-000009	unverified
Shares outstanding	531766721.0	2026-07-31	SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm 0000798354-26-000031	not cross-checked

Magic Formula

98 of 100. ok. How this is scored.

Test or factor	Value	Threshold	Points
Earnings yield (EBIT/EV) EBIT trailing twelve months; EV = market cap + debt (26,679,000,000) - cash	8.87 % (rank 15)
Return on capital (EBIT/(NWC+PPE)) net working capital 1,057,000,000 used as reported	106.27 % (rank 34)
Combined rank	49

Inputs, 13 numbers with their sources

Input	Value	Period	Source	Check
operating_income	5818000000.0	2025-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	not cross-checked
operating_income_q	918000000.0	2026-03-31 stale	SEC XBRL OperatingIncomeLoss (quarter CY2026Q1) 0000798354-26-000018	not cross-checked
operating_income_q	1395000000.0	2025-03-31 history	SEC XBRL OperatingIncomeLoss (quarter CY2025Q1) 0000798354-26-000018	not cross-checked
operating_income_q	1015000000.0	2026-06-30	SEC XBRL OperatingIncomeLoss (quarter CY2026Q2) 0000798354-26-000031	not cross-checked
operating_income_q	1696000000.0	2025-06-30 history	SEC XBRL OperatingIncomeLoss (quarter CY2025Q2) 0000798354-26-000031	not cross-checked
current_assets	25364000000.0	2026-06-30	SEC XBRL AssetsCurrent 0000798354-26-000031	not cross-checked
current_liabilities	24307000000.0	2026-06-30	SEC XBRL LiabilitiesCurrent 0000798354-26-000031	not cross-checked
cash	627000000.0	2026-06-30	SEC XBRL CashAndCashEquivalentsAtCarryingValue 0000798354-26-000031	not cross-checked
ppe_net	3328000000.0	2026-06-30	SEC XBRL PropertyPlantAndEquipmentNet 0000798354-26-000031	not cross-checked
debt_incl_current	26679000000.0	2026-06-30	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	not cross-checked
shares_out	531766721.0	2026-07-31	SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm 0000798354-26-000031	not cross-checked
Price (close)	49.86	2026-10-23	Yahoo Finance / Alpaca Market Data	not cross-checked
note	debt = LongTermDebt (incl. current maturities)			not cross-checked

Momentum

12 of 100. ok. How this is scored.

Test or factor	Value	Points
12-1 month return	-62.9 % (percentile 0.4)	0.2 / 50
6 month return	-19.0 % (percentile 10.3)	2.1 / 20
Price / 52-week high	0.394	5.9 / 15
Volatility penalty (60d annualised)	35.6 %	4.2 / 15

Inputs, 1 numbers with their sources

Input	Value	Period	Source	Check
Adjusted close series (14 months)	49.86	2026-10-23	Yahoo Finance / Alpaca Market Data daily history	not cross-checked

Insider

41 of 100. ok. How this is scored. Form 4 data loaded through 2026-10-23

Test or factor	Value	Points
Open-market buy value / market cap (percentile among buyers)	0.2 bp	23.3 / 35
Distinct buyers	1	6.2 / 25
Buyer seniority	0.5	10.0 / 20
Recency (half-life 30d)	0.16	1.6 / 10
Sales penalty (excludes 10b5-1 plan sales)	0.0 bp	-0.0 / 0

Inputs, 1 numbers with their sources

Input	Value	Period	Source	Check
Form 4 P FRITZ LANCE M 2026-08-07	519500.0	2026-08-07	SEC Form 4 (insider transactions data set)	not cross-checked

Buffett Quality

78 of 100. ok. How this is scored.

Test or factor	Value	Threshold	Points
1 Average return on equity (net income / year-end equity)	13.2% over 8 yrs	>= 15%	18.4 / 25
2 Profitable every year	10 of 10	all years	15.0 / 15
3 Net income growth, 3-yr average now vs start of window	+16.3% a year	>= +10%	10.0 / 10
4 Borrowings / 3-yr average earnings (years to repay) LongTermDebt (incl. current maturities)	8.3 years	<= 4	0.0 / 15
5 Operating margin, 5-yr average	23.5%	>= 20%	10.0 / 10
6 Free cash flow / net income, 5-yr (operating cash flow minus capex)	1.41	>= 1.0	10.0 / 10
7 Owner-earnings yield (3-yr avg free cash flow / market cap)	16.5%	>= 7%	15.0 / 15

Inputs, 49 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	49.86	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
Net income FY2018	1187000000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000798354-21-000004	unverified
Equity at FY2018 end	2293000000.0	2018-12-31 history	SEC XBRL StockholdersEquity 0000798354-20-000006	unverified
Net income FY2019	893000000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000798354-22-000004	unverified
Equity at FY2019 end	32979000000.0	2019-12-31 history	SEC XBRL StockholdersEquity 0000798354-21-000004	unverified
Net income FY2020	958000000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000798354-23-000004	unverified
Equity at FY2020 end	32330000000.0	2020-12-31 history	SEC XBRL StockholdersEquity 0000798354-22-000004	unverified
Net income FY2021	1334000000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000798354-24-000037	unverified
Equity at FY2021 end	30952000000.0	2021-12-31 history	SEC XBRL StockholdersEquity 0000798354-23-000004	unverified
Net income FY2022	2530000000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000798354-25-000047	unverified
Equity at FY2022 end	30828000000.0	2022-12-31 history	SEC XBRL StockholdersEquity 0000798354-24-000037	unverified
Net income FY2023	3068000000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Equity at FY2023 end	29857000000.0	2023-12-31 history	SEC XBRL StockholdersEquity 0000798354-25-000047	unverified
Net income FY2024	3131000000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Equity at FY2024 end	27068000000.0	2024-12-31 history	SEC XBRL StockholdersEquity 0000798354-26-000009	unverified
Net income FY2025	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Equity at FY2025 end	25792000000.0	2025-12-31 history	SEC XBRL StockholdersEquity 0000798354-26-000031	unverified
Net income FY2016	930000000.0	2016-12-31 history	SEC XBRL NetIncomeLoss 0000798354-19-000005	unverified
Net income FY2017	1246000000.0	2017-12-31 history	SEC XBRL NetIncomeLoss 0000798354-20-000006	unverified
Net income FY2018	1187000000.0	2018-12-31 history	SEC XBRL NetIncomeLoss 0000798354-21-000004	unverified
Net income FY2019	893000000.0	2019-12-31 history	SEC XBRL NetIncomeLoss 0000798354-22-000004	unverified
Net income FY2020	958000000.0	2020-12-31 history	SEC XBRL NetIncomeLoss 0000798354-23-000004	unverified
Net income FY2021	1334000000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000798354-24-000037	unverified
Net income FY2022	2530000000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000798354-25-000047	unverified
Net income FY2023	3068000000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2024	3131000000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2025	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
debt_incl_current	26679000000.0	2026-06-30	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	unverified
Operating income FY2021	2288000000.0	2021-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-24-000037	unverified
Revenue FY2021	16226000000.0	2021-12-31 history	SEC XBRL Revenues 0000798354-24-000037	unverified
Operating income FY2022	3740000000.0	2022-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-25-000047	unverified
Revenue FY2022	17737000000.0	2022-12-31 history	SEC XBRL Revenues 0000798354-25-000047	unverified
Operating income FY2023	5014000000.0	2023-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	unverified
Revenue FY2023	19093000000.0	2023-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
Operating income FY2024	5879000000.0	2024-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	unverified
Revenue FY2024	20456000000.0	2024-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
Operating income FY2025	5818000000.0	2025-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	unverified
Revenue FY2025	21193000000.0	2025-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
Operating cash flow FY2021	4034000000.0	2021-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-24-000037	unverified
Capital expenditure FY2021	1160000000.0	2021-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000798354-24-000037	unverified
Operating cash flow FY2022	4618000000.0	2022-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-25-000047	unverified
Capital expenditure FY2022	1479000000.0	2022-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000798354-25-000047	unverified
Operating cash flow FY2023	5162000000.0	2023-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-26-000009	unverified
Capital expenditure FY2023	1388000000.0	2023-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000798354-26-000009	unverified
Operating cash flow FY2024	6631000000.0	2024-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-26-000009	unverified
Capital expenditure FY2024	1569000000.0	2024-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000798354-26-000009	unverified
Operating cash flow FY2025	6062000000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-26-000009	unverified
Capital expenditure FY2025	1763000000.0	2025-12-31 history	SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000798354-26-000009	unverified
Shares outstanding	531766721.0	2026-07-31	SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm 0000798354-26-000031	not cross-checked

Lynch GARP

82 of 100. ok. How this is scored.

Test or factor	Value	Threshold	Points
1 PEG: P/E divided by 5-yr EPS growth (in % points)	0.22	<= 1.0	30.0 / 30
2 EPS growth, 5-yr compound rate	+35.3% a year	12% to 35% a year	19.8 / 20
3 P/E on latest annual EPS	7.9	<= 25	10.0 / 10
4 Borrowings / equity LongTermDebt (incl. current maturities)	0.99	<= 0.5	7.6 / 15
5 Years of the last 5 in which EPS rose	5 of 5	5 of 5	15.0 / 15
6 Net cash (cash minus borrowings) / market cap	-98.3%	>= +10%	0.0 / 10

Inputs, 6 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	49.86	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
EPS diluted FY2025	6.34	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-26-000009	unverified
EPS diluted FY2020	1.4	2020-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-23-000004	unverified
debt_incl_current	26679000000.0	2026-06-30	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	unverified
equity	26904000000.0	2026-06-30	SEC XBRL StockholdersEquity 0000798354-26-000031	unverified
cash	627000000.0	2026-06-30	SEC XBRL CashAndCashEquivalentsAtCarryingValue 0000798354-26-000031	unverified

Graham Enterprising

46 of 100. ok. How this is scored.

Test or factor	Value	Threshold	Points
1 Current ratio	1.04	>= 1.5	1.3 / 15
2 Borrowings vs working capital LongTermDebt (incl. current maturities)	25.24 x	<= 1.1x	0.0 / 15
3 No earnings deficit in the last 5 years	5 of 5 profitable	5 of 5	15.0 / 15
4 Pays a current dividend	no	yes	0.0 / 10
5 EPS higher than five years earlier	1.40 -> 6.34	higher	10.0 / 10
6 Price / book value per share book value used because intangibles are not separated in the dataset (Graham uses net tangible assets)	0.99	<= 1.2	20.0 / 20
7 Price / net current asset value per share (current assets minus all liabilities) net current asset value not positive	—	<= 0.67	0.0 / 15

Inputs, 14 numbers with their sources

Input	Value	Period	Source	Check
Price (close, per traded unit)	49.86	2026-10-23	Alpaca Market Data (consolidated SIP daily bar)	not cross-checked
current_assets	25364000000.0	2026-06-30	SEC XBRL AssetsCurrent 0000798354-26-000031	unverified
current_liabilities	24307000000.0	2026-06-30	SEC XBRL LiabilitiesCurrent 0000798354-26-000031	unverified
debt_incl_current	26679000000.0	2026-06-30	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	unverified
Net income FY2021	1334000000.0	2021-12-31 history	SEC XBRL NetIncomeLoss 0000798354-24-000037	unverified
Net income FY2022	2530000000.0	2022-12-31 history	SEC XBRL NetIncomeLoss 0000798354-25-000047	unverified
Net income FY2023	3068000000.0	2023-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2024	3131000000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Net income FY2025	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
Dividend years (Yahoo)	[]	history	Yahoo Finance dividend history	not cross-checked
EPS diluted FY2025	6.34	2025-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-26-000009	unverified
EPS diluted FY2020	1.4	2020-12-31 history	SEC XBRL EarningsPerShareDiluted 0000798354-23-000004	unverified
equity	26904000000.0	2026-06-30	SEC XBRL StockholdersEquity 0000798354-26-000031	unverified
Shares outstanding	531766721.0	2026-07-31	SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm 0000798354-26-000031	not cross-checked

Piotroski F-Score

56 of 100. ok. How this is scored.

Test or factor	Value	Threshold	Points
1 Return on assets is positive	4.3%	pass = 1	11.11111111111111 / 11.11111111111111
2 Operating cash flow is positive	6,062M	pass = 1	11.11111111111111 / 11.11111111111111
3 Return on assets improved on the prior year	4.1% -> 4.3%	pass = 1	11.11111111111111 / 11.11111111111111
4 Operating cash flow exceeds net income (accruals)	6,062M vs 3,480M	pass = 1	11.11111111111111 / 11.11111111111111
5 Long-term debt / assets fell	30.7% -> 34.6%	pass = 1	0.0 / 11.11111111111111
6 Current ratio improved	1.06 -> 1.03	pass = 1	0.0 / 11.11111111111111
7 No new shares issued (share count did not rise)	544M -> 532M	pass = 1	11.11111111111111 / 11.11111111111111
8 Operating margin improved (stand-in for gross margin, which the dataset does not carry)	28.7% -> 27.5%	pass = 1	0.0 / 11.11111111111111
9 Asset turnover (revenue / assets) improved	0.27 -> 0.26	pass = 1	0.0 / 11.11111111111111

Inputs, 27 numbers with their sources

Input	Value	Period	Source	Check
net_income 2025-12-31	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
total_assets 2025-12-31	80133000000.0	2025-12-31 history	SEC XBRL Assets 0000798354-26-000031	unverified
cfo 2025-12-31	6062000000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-26-000009	unverified
net_income 2025-12-31	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
net_income 2024-12-31	3131000000.0	2024-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
total_assets 2025-12-31	80133000000.0	2025-12-31 history	SEC XBRL Assets 0000798354-26-000031	unverified
total_assets 2024-12-31	77176000000.0	2024-12-31 history	SEC XBRL Assets 0000798354-26-000009	unverified
cfo 2025-12-31	6062000000.0	2025-12-31 history	SEC XBRL NetCashProvidedByUsedInOperatingActivities 0000798354-26-000009	unverified
net_income 2025-12-31	3480000000.0	2025-12-31 history	SEC XBRL NetIncomeLoss 0000798354-26-000009	unverified
lt_debt 2025-12-31	27758000000.0	2025-12-31 history	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000031	unverified
lt_debt 2024-12-31	23730000000.0	2024-12-31 history	SEC XBRL LongTermDebtAndCapitalLeaseObligations 0000798354-26-000009	unverified
total_assets 2025-12-31	80133000000.0	2025-12-31 history	SEC XBRL Assets 0000798354-26-000031	unverified
total_assets 2024-12-31	77176000000.0	2024-12-31 history	SEC XBRL Assets 0000798354-26-000009	unverified
current_assets 2025-12-31	24654000000.0	2025-12-31 history	SEC XBRL AssetsCurrent 0000798354-26-000031	unverified
current_assets 2024-12-31	23477000000.0	2024-12-31 history	SEC XBRL AssetsCurrent 0000798354-26-000009	unverified
current_liabilities 2025-12-31	23890000000.0	2025-12-31 history	SEC XBRL LiabilitiesCurrent 0000798354-26-000031	unverified
current_liabilities 2024-12-31	22157000000.0	2024-12-31 history	SEC XBRL LiabilitiesCurrent 0000798354-26-000009	unverified
shares_out 2026-07-31	531766721.0	2026-07-31 history	SEC XBRL EntityCommonStockSharesOutstanding 0000798354-26-000031	unverified
shares_out 2025-07-18	543593180.0	2025-07-18 history	SEC XBRL EntityCommonStockSharesOutstanding 0000798354-25-000163	unverified
operating_income 2025-12-31	5818000000.0	2025-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	unverified
operating_income 2024-12-31	5879000000.0	2024-12-31 history	SEC XBRL OperatingIncomeLoss 0000798354-26-000009	unverified
revenue 2025-12-31	21193000000.0	2025-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
revenue 2024-12-31	20456000000.0	2024-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
revenue 2025-12-31	21193000000.0	2025-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
revenue 2024-12-31	20456000000.0	2024-12-31 history	SEC XBRL Revenues 0000798354-26-000009	unverified
total_assets 2025-12-31	80133000000.0	2025-12-31 history	SEC XBRL Assets 0000798354-26-000031	unverified
total_assets 2024-12-31	77176000000.0	2024-12-31 history	SEC XBRL Assets 0000798354-26-000009	unverified

Earnings record

SEC XBRL, by fiscal year (named by the calendar year it ends in); EPS split-adjusted to today's shares; each row links to the filing.

FY	Ended	Revenue, $M	Net income, $M	EPS diluted	Dividend	Filing
2013	2013-12-31	4,814	648	1.22	none	0001628280-16-011435
2014	2014-12-31	5,066	754	1.49	none	0000798354-17-000006
2015	2015-12-31	5,254	712		none	0000798354-18-000005
2016	2016-12-31	5,505	930	2.08	none	0000798354-19-000005
2017	2017-12-31	5,696	1,246	2.89	none	0000798354-20-000006
2018	2018-12-31	5,823	1,187	2.87	none	0000798354-21-000004
2019	2019-12-31	10,187	893	1.71	none	0000798354-22-000004
2020	2020-12-31	14,852	958	1.4	none	0000798354-23-000004
2021	2021-12-31	16,226	1,334	1.99	none	0000798354-24-000037
2022	2022-12-31	17,737	2,530	3.91	none	0000798354-25-000047
2023	2023-12-31	19,093	3,068	4.98	none	0000798354-26-000009
2024	2024-12-31	20,456	3,131	5.38	none	0000798354-26-000009
2025	2025-12-31	21,193	3,480	6.34	none	0000798354-26-000009

Insider transactions

SEC Form 4 open-market purchases and sales from the insider data sets; latest 20.

Date	Insider	Role	Type	Shares	Price	Value
2026-08-07	Fritz Lance M	director	buy	10,000	51.95	519,500
2026-06-17	Mamilli Wafaa	director	buy	2,960	50.59	149,746
2026-06-17	Todd Paul M	CFO	buy	10,060	49.70	499,982
2026-06-16	Nixon Gordon M.	director	buy	7,500	49.57	371,775
2026-06-16	Disimone Harry	director	buy	2,088	48.41	101,080
2026-06-16	Yarkoni Charlotte	director	buy	2,023	49.49	100,118
2026-06-16	Rosman Adam L.	officer	buy	10,150	49.33	500,700

Filings and links

Third-party sites are linked only; nothing from them is stored here.

SEC: filing index, 8-K, Form 4, XBRL companyfacts
Prices: Yahoo Finance, Stooq
Elsewhere: morningstar, finviz, stockanalysis, seeking alpha, openinsider, google news

Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/FISV; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Data last checked 2026-10-26.