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2530000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835425000047/", "accession": "0000798354-25-000047" }, { "fy": 2023, "period_end": "2023-12-31", "sec_frame": "CY2023", "value": 3068000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" }, { "fy": 2024, "period_end": "2024-12-31", "sec_frame": "CY2024", "value": 3131000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" }, { "fy": 2025, "period_end": "2025-12-31", "sec_frame": "CY2025", "value": 3480000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" } ], "eps_diluted_by_fy": [ { "fy": 2013, "period_end": "2013-12-31", "sec_frame": "CY2013", "value": 1.22, "url": "https://www.sec.gov/Archives/edgar/data/798354/000162828016011435/", "accession": "0001628280-16-011435", "value_reported": 2.44, "split_factor": 2.0, "split_basis": "filed between 2016-02-12 and 2016-06-11" }, { "fy": 2014, "period_end": "2014-12-31", "sec_frame": "CY2014", "value": 1.49, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835417000006/", "accession": "0000798354-17-000006", "value_reported": 2.98, "split_factor": 2.0, "split_basis": "filed between 2017-01-01 and 2017-12-31" }, { "fy": 2015, "period_end": "2015-12-31", "sec_frame": "CY2015", "value": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835418000005/", "accession": "0000798354-18-000005", "value_reported": 2.99, "split_factor": null, "split_basis": "split basis undetermined (filing date vs split date); not used in scores" }, { "fy": 2016, "period_end": "2016-12-31", "sec_frame": "CY2016", "value": 2.08, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835419000005/", "accession": "0000798354-19-000005", "value_reported": 2.08, "split_factor": 1.0, "split_basis": "filed between 2019-01-01 and 2019-04-30" }, { "fy": 2017, "period_end": "2017-12-31", "sec_frame": "CY2017", "value": 2.89, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835420000006/", "accession": "0000798354-20-000006", "value_reported": 2.89, "split_factor": 1.0, "split_basis": "filed 2020-02-27" }, { "fy": 2018, "period_end": "2018-12-31", "sec_frame": "CY2018", "value": 2.87, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835421000004/", "accession": "0000798354-21-000004", "value_reported": 2.87, "split_factor": 1.0, "split_basis": "filed 2021-02-26" }, { "fy": 2019, "period_end": "2019-12-31", "sec_frame": "CY2019", "value": 1.71, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835422000004/", "accession": "0000798354-22-000004", "value_reported": 1.71, "split_factor": 1.0, "split_basis": "filed 2022-02-24" }, { "fy": 2020, "period_end": "2020-12-31", "sec_frame": "CY2020", "value": 1.4, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835423000004/", "accession": "0000798354-23-000004", "value_reported": 1.4, "split_factor": 1.0, "split_basis": "filed 2023-02-23" }, { "fy": 2021, "period_end": "2021-12-31", "sec_frame": "CY2021", "value": 1.99, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835424000037/", "accession": "0000798354-24-000037", "value_reported": 1.99, "split_factor": 1.0, "split_basis": "filed 2024-02-22" }, { "fy": 2022, "period_end": "2022-12-31", "sec_frame": "CY2022", "value": 3.91, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835425000047/", "accession": "0000798354-25-000047", "value_reported": 3.91, "split_factor": 1.0, "split_basis": "filed 2025-02-20" }, { "fy": 2023, "period_end": "2023-12-31", "sec_frame": "CY2023", "value": 4.98, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009", "value_reported": 4.98, "split_factor": 1.0, "split_basis": "filed 2026-02-19" }, { "fy": 2024, "period_end": "2024-12-31", "sec_frame": "CY2024", "value": 5.38, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009", "value_reported": 5.38, "split_factor": 1.0, "split_basis": "filed 2026-02-19" }, { "fy": 2025, "period_end": "2025-12-31", "sec_frame": "CY2025", "value": 6.34, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009", "value_reported": 6.34, "split_factor": 1.0, "split_basis": "filed 2026-02-19" } ], "revenue_by_fy": [ { "fy": 2013, "period_end": "2013-12-31", "sec_frame": "CY2013", "value": 4814000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000162828016011435/", "accession": "0001628280-16-011435" }, { "fy": 2014, "period_end": "2014-12-31", "sec_frame": "CY2014", "value": 5066000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835417000006/", "accession": "0000798354-17-000006" }, { "fy": 2015, "period_end": "2015-12-31", "sec_frame": "CY2015", "value": 5254000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835418000005/", "accession": "0000798354-18-000005" }, { "fy": 2016, "period_end": "2016-12-31", "sec_frame": "CY2016", "value": 5505000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835419000005/", "accession": "0000798354-19-000005" }, { "fy": 2017, "period_end": "2017-12-31", "sec_frame": "CY2017", "value": 5696000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835419000005/", "accession": "0000798354-19-000005" }, { "fy": 2018, "period_end": "2018-12-31", "sec_frame": "CY2018", "value": 5823000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835419000005/", "accession": "0000798354-19-000005" }, { "fy": 2019, "period_end": "2019-12-31", "sec_frame": "CY2019", "value": 10187000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835422000004/", "accession": "0000798354-22-000004" }, { "fy": 2020, "period_end": "2020-12-31", "sec_frame": "CY2020", "value": 14852000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835423000004/", "accession": "0000798354-23-000004" }, { "fy": 2021, "period_end": "2021-12-31", "sec_frame": "CY2021", "value": 16226000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835424000037/", "accession": "0000798354-24-000037" }, { "fy": 2022, "period_end": "2022-12-31", "sec_frame": "CY2022", "value": 17737000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835425000047/", "accession": "0000798354-25-000047" }, { "fy": 2023, "period_end": "2023-12-31", "sec_frame": "CY2023", "value": 19093000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" }, { "fy": 2024, "period_end": "2024-12-31", "sec_frame": "CY2024", "value": 20456000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" }, { "fy": 2025, "period_end": "2025-12-31", "sec_frame": "CY2025", "value": 21193000000.0, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "accession": "0000798354-26-000009" } ], "dividend_years": [], "insider_transactions_recent": [ { "txn_date": "2026-08-07", "insider_name": "FRITZ LANCE M", "role": "director", "code": "P", "shares": 10000.0, "price": 51.95, "value": 519500.0, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000033/" }, { "txn_date": "2026-06-17", "insider_name": "Mamilli Wafaa", "role": "director", "code": "P", "shares": 2960.0, "price": 50.59, "value": 149746.40000000002, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000180096026000008/" }, { "txn_date": "2026-06-17", "insider_name": "Todd Paul M", "role": "CFO", "code": "P", "shares": 10060.0, "price": 49.7, "value": 499982.0, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000161250826000007/" }, { "txn_date": "2026-06-16", "insider_name": "Nixon Gordon M.", "role": "director", "code": "P", "shares": 7500.0, "price": 49.57, "value": 371775.0, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000165504626000012/" }, { "txn_date": "2026-06-16", "insider_name": "DiSimone Harry", "role": "director", "code": "P", "shares": 2088.0, "price": 48.41, "value": 101080.07999999999, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000173210826000008/" }, { "txn_date": "2026-06-16", "insider_name": "Yarkoni Charlotte", "role": "director", "code": "P", "shares": 2023.0, "price": 49.49, "value": 100118.27, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000198732926000014/" }, { "txn_date": "2026-06-16", "insider_name": "Rosman Adam L.", "role": "officer", "code": "P", "shares": 10150.0, "price": 49.33, "value": 500699.5, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000154937326000010/" } ], "links": { "sec_filings": "https://www.sec.gov/edgar/browse/?CIK=0000798354", "sec_xbrl_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000798354.json", "sec_form4": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000798354&type=4", "sec_8k": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000798354&type=8-K", "yahoo": "https://finance.yahoo.com/quote/FISV", "stooq": "https://stooq.com/q/d/?s=fisv.us", "external_views_link_only": { "morningstar": "https://www.morningstar.com/search?query=FISV", "finviz": "https://finviz.com/quote.ashx?t=FISV", "stockanalysis": "https://stockanalysis.com/stocks/fisv/", "seeking_alpha": "https://seekingalpha.com/symbol/FISV", "openinsider": "http://openinsider.com/search?q=FISV", "google_news": "https://news.google.com/rss/search?q=FISV+stock" } }, "machine_readable": { "json": "https://theclaudetrader.com/s/FISV.json", "markdown": "https://theclaudetrader.com/s/FISV.md", "research_packet": "https://theclaudetrader.com/r/FISV.json", "index": "https://theclaudetrader.com/llms.txt" }, "dossier": null, "cite_as": "The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/FISV; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.", "disclaimer": "Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.", "fair_value_model": { "fair_value": 170.89, "fv_low": 84.95, "fv_high": 191.65, "fv_gap_pct": 242.7, "fv_verdict": "green", "fv_methods": 3, "fv_as_of": "2026-10-23", "fv_calculated_on": "2026-10-26", "fv_inputs_through": "2026-08-07", "fv_skipped": null, "unit": "per traded unit (share or ADS), same currency as the price", "methods": { "dcf": { "value": 170.8920953406289, "growth_used": 0.07369640630416341, "fcf_avg": 4378333333.333333, "inputs": { "fcf": { "value": 4378333333.333333, "years": [ 2023, 2024, 2025 ], "by_year": [ 3774000000.0, 5062000000.0, 4299000000.0 ], "cfo": [ { "value": 5162000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2023-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" }, { "value": 6631000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2024-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" }, { "value": 6062000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2025-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" } ], "capex": [ { "value": 1388000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2023-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" }, { "value": 1569000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2024-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" }, { "value": 1763000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2025-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" } ] }, "revenue_cagr_5y": { "value": 0.07369640630416341, "from": { "value": 14852000000.0, "tag": "SEC XBRL Revenues", "period_end": "2020-12-31", "accession": "0000798354-23-000004", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835423000004/" }, "to": { "value": 21193000000.0, "tag": "SEC XBRL Revenues", "period_end": "2025-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/" } }, "shares": { "value": 531766721.0, "tag": "SEC cover page 10-Q 0000798354-26-000031 (531,766,721 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/fisv-20260630.htm", "period_end": "2026-07-31", "accession": "0000798354-26-000031", "filed": "2026-08-07", "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/R1.htm" } } }, "earnings": { "value": 191.648024691358, "pe_used": 30.228395061728392, "pe_raw": 30.228395061728392, "pe_basis": "SIC 73 peer median excluding itself (47 peers)", "inputs": { "eps": { "fy": 2025, "value": 6.34, "tag": "SEC XBRL EarningsPerShareDiluted", "period_end": "2025-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "value_reported": 6.34, "split_factor": 1.0 } } }, "graham": { "value": 84.95398153116639, "inputs": { "eps": { "fy": 2025, "value": 6.34, "tag": "SEC XBRL EarningsPerShareDiluted", "period_end": "2025-12-31", "accession": "0000798354-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000009/", "value_reported": 6.34, "split_factor": 1.0 }, "bvps": { "value": 50.59361358568356, "equity": { "value": 26904000000.0, "tag": "SEC XBRL StockholdersEquity", "period_end": "2026-06-30", "accession": "0000798354-26-000031", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000031/" }, "shares": 531766721.0 } } } }, "method_note": "Median of up to three methods from SEC filings: owner-earnings DCF (3-yr avg FCF, 10-yr two-stage, growth = min(5-yr revenue CAGR, 10%) fading to 2.5%, 9% discount), trailing EPS x SIC-peer median P/E (8-35), Graham number. Model estimate, not advice.", "discount_rate": 0.09, "terminal_growth": 0.025, "verdict_rule": "green: fair value more than 10% above price; red: more than 10% below; amber: within 10%", "page": "https://theclaudetrader.com/fair-value" } }