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RJF Raymond James Financial Inc

NYSE, CIK 0000720005, fiscal year ends 09/30. Last price 157.7 on 2026-10-23, market value 30.3 billion dollars.

Machine-readable: RJF.json, RJF.md. Librarian dossier (cited facts, written 2026-10-21): RJF dossier. Sections: Graham Defensive, Magic Formula, Momentum, Insider, Buffett Quality, Lynch GARP, Graham Enterprising, Piotroski F-Score, earnings record, insiders, filings and links.

PhilosophyScoreStatusCurrent inputs as ofHistory usedPriceVerificationRules
Graham Defensive 61
partial, missing 2
 partial: 2 2025-09-30
stale: Revenue
 2013–2025 2026-10-23 14 verified, 18 unverified method
Magic Formula n/a insufficient data (no operating income in XBRL) — — — — method
Momentum 53 ok 2026-10-23 — 2026-10-23 — method
Insider 0 ok 2026-10-23 — — — method
Buffett Quality 56
partial, missing 4, 5
 partial: 4, 5 2026-08-03 2016–2025 2026-10-23 0 verified, 36 unverified method
Lynch GARP 75
partial, missing 4, 6
 partial: 4, 6 — 2020–2025 2026-10-23 0 verified, 2 unverified method
Graham Enterprising 35
partial, missing 1, 2, 7
 partial: 1, 2, 7 2026-06-30 2020–2025 2026-10-23 0 verified, 8 unverified method
Piotroski F-Score 56
partial, missing 5, 6, 8
 partial: 5, 6, 8 — 2024–2026 — 0 verified, 15 unverified method

Market value, source trail

market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used

InputValueUnitPeriod / dateSource
Traded price157.7USD per traded unit (share or ADS)2026-10-23Yahoo Finance
SEC shares outstanding192,361,711underlying shares2026-08-03SEC cover page 10-Q 0000720005-26-000070 (192,361,711 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/720005/000072000526000070/rjf-20260630.htm 0000720005-26-000070
Depositary ratio1.0underlying shares per traded unit domestic 10-K filer; SEC shares are the traded units
Market value price date × latest reported shares30,335,441,825USD2026-10-23
shares at 2026-08-03
157.7 (price 2026-10-23) / 1 x 192,361,711 (shares at 2026-08-03) = 30,335,441,825

Graham Defensive

61 of 100. partial: 2. How this is scored.

Test or factorValueThresholdPoints
1 Adequate size15.91 revenue $B>= 15.0 / 5
2 Debt <= equity (unclassified balance sheet fallback) no long-term debt or total liabilities reported in the last 18 months; no AssetsCurrent/LiabilitiesCurrent in any filing—<= 1.0None / 30
3 Positive earnings each of 10 years10 of 1010 of 1015.0 / 15
4 Dividends every year for 20 years20 of 20 XBRL check: 13 years agree, 7 unverified20 of 2015.0 / 15
5 EPS growth, 3-yr avg now vs 10 yrs ago2.31 -> 9.32 (+303%)>= +33%10.0 / 10
6 P/E on 3-year average EPS16.9<= 1512.1 / 15
7 P/B <= 1.5, or P/E x P/B <= 22.5P/B 2.39, product 40.4<= 1.5 or <= 22.54.1 / 10
Inputs, 34 numbers with their sources
InputValuePeriodSourceCheck
Price (close, per traded unit)157.72026-10-23Alpaca Market Data (consolidated SIP daily bar)not cross-checked
Revenue15912000000.02025-09-30 staleSEC XBRL Revenues 0000720005-25-000093unverified
equity12699000000.02026-06-30SEC XBRL StockholdersEquity (companyfacts) 0000720005-26-000070unverified
Net income FY2016529350000.02016-09-30 historySEC XBRL NetIncomeLoss 0000720005-18-000083unverified
Net income FY2017636000000.02017-09-30 historySEC XBRL NetIncomeLoss 0000720005-19-000086unverified
Net income FY2018857000000.02018-09-30 historySEC XBRL NetIncomeLoss 0000720005-20-000063unverified
Net income FY20191034000000.02019-09-30 historySEC XBRL NetIncomeLoss 0000720005-21-000106unverified
Net income FY2020818000000.02020-09-30 historySEC XBRL NetIncomeLoss 0000720005-22-000066unverified
Net income FY20211403000000.02021-09-30 historySEC XBRL NetIncomeLoss 0000720005-23-000079unverified
Net income FY20221509000000.02022-09-30 historySEC XBRL NetIncomeLoss 0000720005-24-000069unverified
Net income FY20231739000000.02023-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20242068000000.02024-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20252135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Dividend years (Yahoo)[2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] historyYahoo Finance dividend historyverified (partly: XBRL covers 13 of 20 years)
Dividends per share FY2013 (XBRL)0.562013-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-13-000089verified
Dividends per share FY2014 (XBRL)0.642014-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-16-000169verified
Dividends per share FY2015 (XBRL)0.722015-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-17-000089verified
Dividends per share FY2016 (XBRL)0.82016-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-18-000083verified
Dividends per share FY2017 (XBRL)0.882017-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-19-000086verified
Dividends per share FY2018 (XBRL)1.12018-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-20-000063verified
Dividends per share FY2019 (XBRL)0.912019-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-21-000106verified
Dividends per share FY2020 (XBRL)0.992020-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-22-000066verified
Dividends per share FY2021 (XBRL)1.042021-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-23-000079verified
Dividends per share FY2022 (XBRL)1.362022-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-24-000069verified
Dividends per share FY2023 (XBRL)1.682023-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-25-000093verified
Dividends per share FY2024 (XBRL)1.82024-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-25-000093verified
Dividends per share FY2025 (XBRL)2.02025-09-30 historySEC XBRL CommonStockDividendsPerShareDeclared 0000720005-25-000093verified
EPS diluted FY20142.21332014-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-16-000169unverified
EPS diluted FY20152.28672015-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-17-000089unverified
EPS diluted FY20162.43332016-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-18-000083unverified
EPS diluted FY20237.972023-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-25-000093unverified
EPS diluted FY20249.72024-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-25-000093unverified
EPS diluted FY202510.32025-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-25-000093unverified
Shares outstanding192361711.02026-08-03SEC cover page 10-Q 0000720005-26-000070 (192,361,711 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/720005/000072000526000070/rjf-20260630.htm 0000720005-26-000070not cross-checked

Magic Formula

insufficient data (no operating income in XBRL). How this is scored.

insufficient data (no operating income in XBRL).

Momentum

53 of 100. ok. How this is scored.

Test or factorValueThresholdPoints
12-1 month return-3.1 % (percentile 35.3)17.6 / 50
6 month return3.5 % (percentile 50.6)10.1 / 20
Price / 52-week high0.87313.1 / 15
Volatility penalty (60d annualised)20.7 %12.1 / 15
Inputs, 1 numbers with their sources
InputValuePeriodSourceCheck
Adjusted close series (14 months)157.72026-10-23Yahoo Finance / Alpaca Market Data daily historynot cross-checked

Insider

0 of 100. ok. How this is scored. Form 4 data loaded through 2026-10-23

Test or factorValueThresholdPoints
Open-market buy value / market cap (percentile among buyers)0.0 bp0.0 / 35
Distinct buyers00.0 / 25
Buyer seniority0.00.0 / 20
Recency (half-life 30d)0.00.0 / 10
Sales penalty (excludes 10b5-1 plan sales)1.02 bp-7.3 / 0
Inputs, 2 numbers with their sources
InputValuePeriodSourceCheck
Form 4 S Allaire Bella Loykhter 2026-08-281332000.02026-08-28SEC Form 4 (insider transactions data set)not cross-checked
Form 4 S Elwyn Tashtego S 2026-07-281760600.02026-07-28SEC Form 4 (insider transactions data set)not cross-checked

Buffett Quality

56 of 100. partial: 4, 5. How this is scored.

Test or factorValueThresholdPoints
1 Average return on equity (net income / year-end equity)15.7% over 8 yrs>= 15%25.0 / 25
2 Profitable every year10 of 10all years15.0 / 15
3 Net income growth, 3-yr average now vs start of window+16.6% a year>= +10%10.0 / 10
4 Borrowings / 3-yr average earnings (years to repay) debt unknown: no debt concept reported in the last 18 months—<= 4None / 15
5 Operating margin, 5-yr average needs at least 4 of the last 5 years0 years with operating income and revenue>= 20%None / 10
6 Free cash flow / net income, 5-yr (operating cash flow minus capex)0.80>= 1.06.0 / 10
7 Owner-earnings yield (3-yr avg free cash flow / market cap)0.6%>= 7%0.0 / 15
Inputs, 38 numbers with their sources
InputValuePeriodSourceCheck
Price (close, per traded unit)157.72026-10-23Alpaca Market Data (consolidated SIP daily bar)not cross-checked
Net income FY2018857000000.02018-09-30 historySEC XBRL NetIncomeLoss 0000720005-20-000063unverified
Equity at FY2018 end6368000000.02018-09-30 historySEC XBRL StockholdersEquity 0000720005-19-000086unverified
Net income FY20191034000000.02019-09-30 historySEC XBRL NetIncomeLoss 0000720005-21-000106unverified
Equity at FY2019 end6581000000.02019-09-30 historySEC XBRL StockholdersEquity 0000720005-20-000063unverified
Net income FY2020818000000.02020-09-30 historySEC XBRL NetIncomeLoss 0000720005-22-000066unverified
Equity at FY2020 end7114000000.02020-09-30 historySEC XBRL StockholdersEquity 0000720005-21-000106unverified
Net income FY20211403000000.02021-09-30 historySEC XBRL NetIncomeLoss 0000720005-23-000079unverified
Equity at FY2021 end8245000000.02021-09-30 historySEC XBRL StockholdersEquity 0000720005-22-000066unverified
Net income FY20221509000000.02022-09-30 historySEC XBRL NetIncomeLoss 0000720005-24-000069unverified
Equity at FY2022 end9458000000.02022-09-30 historySEC XBRL StockholdersEquity 0000720005-23-000079unverified
Net income FY20231739000000.02023-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Equity at FY2023 end10214000000.02023-09-30 historySEC XBRL StockholdersEquity 0000720005-24-000069unverified
Net income FY20242068000000.02024-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Equity at FY2024 end11673000000.02024-09-30 historySEC XBRL StockholdersEquity 0000720005-25-000093unverified
Net income FY20252135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Equity at FY2025 end12503000000.02025-09-30 historySEC XBRL StockholdersEquity 0000720005-26-000070unverified
Net income FY2016529350000.02016-09-30 historySEC XBRL NetIncomeLoss 0000720005-18-000083unverified
Net income FY2017636000000.02017-09-30 historySEC XBRL NetIncomeLoss 0000720005-19-000086unverified
Net income FY2018857000000.02018-09-30 historySEC XBRL NetIncomeLoss 0000720005-20-000063unverified
Net income FY20191034000000.02019-09-30 historySEC XBRL NetIncomeLoss 0000720005-21-000106unverified
Net income FY2020818000000.02020-09-30 historySEC XBRL NetIncomeLoss 0000720005-22-000066unverified
Net income FY20211403000000.02021-09-30 historySEC XBRL NetIncomeLoss 0000720005-23-000079unverified
Net income FY20221509000000.02022-09-30 historySEC XBRL NetIncomeLoss 0000720005-24-000069unverified
Net income FY20231739000000.02023-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20242068000000.02024-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20252135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Operating cash flow FY20216647000000.02021-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-23-000079unverified
Capital expenditure FY202174000000.02021-09-30 historySEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000720005-23-000079unverified
Operating cash flow FY202272000000.02022-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-24-000069unverified
Capital expenditure FY202291000000.02022-09-30 historySEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000720005-24-000069unverified
Operating cash flow FY2023-3514000000.02023-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-25-000093unverified
Capital expenditure FY2023173000000.02023-09-30 historySEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000720005-25-000093unverified
Operating cash flow FY20242155000000.02024-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-25-000093unverified
Capital expenditure FY2024205000000.02024-09-30 historySEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000720005-25-000093unverified
Operating cash flow FY20252434000000.02025-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-25-000093unverified
Capital expenditure FY2025188000000.02025-09-30 historySEC XBRL PaymentsToAcquirePropertyPlantAndEquipment 0000720005-25-000093unverified
Shares outstanding192361711.02026-08-03SEC cover page 10-Q 0000720005-26-000070 (192,361,711 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/720005/000072000526000070/rjf-20260630.htm 0000720005-26-000070not cross-checked

Lynch GARP

75 of 100. partial: 4, 6. How this is scored.

Test or factorValueThresholdPoints
1 PEG: P/E divided by 5-yr EPS growth (in % points)0.71<= 1.030.0 / 30
2 EPS growth, 5-yr compound rate+21.6% a year12% to 35% a year20.0 / 20
3 P/E on latest annual EPS15.3<= 2510.0 / 10
4 Borrowings / equity debt unknown: no debt concept reported in the last 18 months—<= 0.5None / 15
5 Years of the last 5 in which EPS rose5 of 55 of 515.0 / 15
6 Net cash (cash minus borrowings) / market cap needs market cap, cash and debt—>= +10%None / 10
Inputs, 3 numbers with their sources
InputValuePeriodSourceCheck
Price (close, per traded unit)157.72026-10-23Alpaca Market Data (consolidated SIP daily bar)not cross-checked
EPS diluted FY202510.32025-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-25-000093unverified
EPS diluted FY20203.882020-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-22-000066unverified

Graham Enterprising

35 of 100. partial: 1, 2, 7. How this is scored.

Test or factorValueThresholdPoints
1 Current ratio no fresh current assets/liabilities (unclassified balance sheet)—>= 1.5None / 15
2 Borrowings vs working capital debt unknown: no debt concept reported in the last 18 months—<= 1.1xNone / 15
3 No earnings deficit in the last 5 years5 of 5 profitable5 of 515.0 / 15
4 Pays a current dividendyesyes10.0 / 10
5 EPS higher than five years earlier3.88 -> 10.30higher10.0 / 10
6 Price / book value per share book value used because intangibles are not separated in the dataset (Graham uses net tangible assets)2.39<= 1.20.2 / 20
7 Price / net current asset value per share (current assets minus all liabilities) needs fresh current assets, total liabilities (or assets and equity of the same date) and share count—<= 0.67None / 15
Inputs, 11 numbers with their sources
InputValuePeriodSourceCheck
Price (close, per traded unit)157.72026-10-23Alpaca Market Data (consolidated SIP daily bar)not cross-checked
Net income FY20211403000000.02021-09-30 historySEC XBRL NetIncomeLoss 0000720005-23-000079unverified
Net income FY20221509000000.02022-09-30 historySEC XBRL NetIncomeLoss 0000720005-24-000069unverified
Net income FY20231739000000.02023-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20242068000000.02024-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Net income FY20252135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
Dividend years (Yahoo)[2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] historyYahoo Finance dividend historynot cross-checked
EPS diluted FY202510.32025-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-25-000093unverified
EPS diluted FY20203.882020-09-30 historySEC XBRL EarningsPerShareDiluted 0000720005-22-000066unverified
equity12699000000.02026-06-30SEC XBRL StockholdersEquity (companyfacts) 0000720005-26-000070unverified
Shares outstanding192361711.02026-08-03SEC cover page 10-Q 0000720005-26-000070 (192,361,711 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/720005/000072000526000070/rjf-20260630.htm 0000720005-26-000070not cross-checked

Piotroski F-Score

56 of 100. partial: 5, 6, 8. How this is scored.

Test or factorValueThresholdPoints
1 Return on assets is positive2.4%pass = 111.11111111111111 / 11.11111111111111
2 Operating cash flow is positive2,434Mpass = 111.11111111111111 / 11.11111111111111
3 Return on assets improved on the prior year2.5% -> 2.4%pass = 10.0 / 11.11111111111111
4 Operating cash flow exceeds net income (accruals)2,434M vs 2,135Mpass = 111.11111111111111 / 11.11111111111111
5 Long-term debt / assets fell an input is not reported for one of the two years—pass = 1None / 11.11111111111111
6 Current ratio improved an input is not reported for one of the two years—pass = 1None / 11.11111111111111
7 No new shares issued (share count did not rise)199M -> 192Mpass = 111.11111111111111 / 11.11111111111111
8 Operating margin improved (stand-in for gross margin, which the dataset does not carry) an input is not reported for one of the two years—pass = 1None / 11.11111111111111
9 Asset turnover (revenue / assets) improved0.18 -> 0.18pass = 111.11111111111111 / 11.11111111111111
Inputs, 15 numbers with their sources
InputValuePeriodSourceCheck
net_income 2025-09-302135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
total_assets 2025-09-3088230000000.02025-09-30 historySEC XBRL Assets 0000720005-26-000070unverified
cfo 2025-09-302434000000.02025-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-25-000093unverified
net_income 2025-09-302135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
net_income 2024-09-302068000000.02024-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
total_assets 2025-09-3088230000000.02025-09-30 historySEC XBRL Assets 0000720005-26-000070unverified
total_assets 2024-09-3082992000000.02024-09-30 historySEC XBRL Assets 0000720005-25-000093unverified
cfo 2025-09-302434000000.02025-09-30 historySEC XBRL NetCashProvidedByUsedInOperatingActivities 0000720005-25-000093unverified
net_income 2025-09-302135000000.02025-09-30 historySEC XBRL NetIncomeLoss 0000720005-25-000093unverified
shares_out 2026-08-03192361711.02026-08-03 historySEC XBRL EntityCommonStockSharesOutstanding (companyfacts) 0000720005-26-000070unverified
shares_out 2025-08-04199383976.02025-08-04 historySEC XBRL EntityCommonStockSharesOutstanding 0000720005-25-000072unverified
revenue 2025-09-3015912000000.02025-09-30 historySEC XBRL Revenues 0000720005-25-000093unverified
revenue 2024-09-3014923000000.02024-09-30 historySEC XBRL Revenues 0000720005-25-000093unverified
total_assets 2025-09-3088230000000.02025-09-30 historySEC XBRL Assets 0000720005-26-000070unverified
total_assets 2024-09-3082992000000.02024-09-30 historySEC XBRL Assets 0000720005-25-000093unverified

Earnings record

SEC XBRL, by fiscal year (named by the calendar year it ends in); EPS split-adjusted to today's shares; each row links to the filing.

FYEndedRevenue, $MNet income, $MEPS dilutedDividendFiling
20132013-09-304,5963671.72paid0000720005-13-000089
20142014-09-304,9654802.2133paid0000720005-16-000169
20152015-09-305,3105022.2867paid0000720005-17-000089
20162016-09-305,5215292.4333paid0000720005-18-000083
20172017-09-306,5256362.8867paid0000720005-19-000086
20182018-09-307,4768573.8333paid0000720005-20-000063
20192019-09-308,0231,0344.78paid0000720005-21-000106
20202020-09-308,1688183.88paid0000720005-22-000066
20212021-09-309,9101,4036.63paid0000720005-23-000079
20222022-09-3011,3081,5096.98paid0000720005-24-000069
20232023-09-3012,9921,7397.97paid0000720005-25-000093
20242024-09-3014,9232,0689.7paid0000720005-25-000093
20252025-09-3015,9122,13510.3paid0000720005-25-000093

Insider transactions

SEC Form 4 open-market purchases and sales from the insider data sets; latest 20.

DateInsiderRoleTypeSharesPriceValue
2026-08-28Allaire Bella Loykhterofficersale7,500177.601,332,000
2026-07-28Elwyn Tashtego SPressale10,000176.061,760,600
2026-07-27Raney Steven MChairsale5,770172.97998,037