# VRSK · Verisk Analytics, Inc. Snapshot 2026-10-26 · CIK 0001442145 · Nasdaq · Services-Computer Processing & Data Preparation Price 195.88 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 25.49 B Machine-readable: https://theclaudetrader.com/s/VRSK.json · index: https://theclaudetrader.com/llms.txt ## Scores ### Graham Defensive: 35.4 (ok) · complete: True · missing tests: none · current inputs as of 2025-12-31 · stale inputs: Revenue · history 2014–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 23, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham - 1 Adequate size: 3.07 revenue $B · threshold >= 1 · points 5.0/5 - 2a Current ratio: 1.01 · threshold >= 2.0 · points 0.1/15 - 2b Long-term debt vs working capital: 691.11 LTD / WC · threshold <= 1.0 · points 0.0/15 - 3 Positive earnings each of 10 years: 10 of 10 · threshold 10 of 10 · points 15.0/15 - 4 Dividends every year for 20 years: 7 of 20 · threshold 20 of 20 · points 5.25/15 - 5 EPS growth, 3-yr avg now vs 10 yrs ago: 2.94 -> 5.79 (+97%) · threshold >= +33% · points 10.0/10 - 6 P/E on 3-year average EPS: 33.9 · threshold <= 15 · points 0.0/15 - 7 P/B <= 1.5, or P/E x P/B <= 22.5: None · threshold <= 1.5 or <= 22.5 · points 0.0/10 Inputs: - Price (close, per traded unit): 195.88 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Revenue: 3072700000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - current_assets: 1122400000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - current_liabilities: 1116300000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - lt_debt: 4215800000.0 · 2026-06-30 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - equity: -1189000000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - Net income FY2016: 591200000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000144214519000012/ · unverified - Net income FY2017: 555100000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000144214520000012/ · unverified - Net income FY2018: 598700000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ · unverified - Net income FY2019: 449900000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ · unverified - Net income FY2020: 712700000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified - Net income FY2021: 666200000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Net income FY2022: 953900000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Net income FY2023: 614600000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2024: 958200000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2025: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Dividend years (Yahoo): [2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/VRSK/history?filter=div · unverified - EPS diluted FY2014: 2.37 · 2014-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000144214517000010/ · unverified - EPS diluted FY2015: 3.01 · 2015-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000144214518000008/ · unverified - EPS diluted FY2016: 3.45 · 2016-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000144214519000012/ · unverified - EPS diluted FY2023: 4.17 · 2023-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - EPS diluted FY2024: 6.71 · 2024-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - EPS diluted FY2025: 6.48 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - equity: -1189000000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified ### Magic Formula: — (insufficient data (no fresh property, plant and equipment (PropertyPlantAndEquipmentNet) reported)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula ### Momentum: 34.7 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum - 12-1 month return: -26.1 % · threshold · points 4.9/50 - 6 month return: 11.2 % · threshold · points 13.2/20 - Price / 52-week high: 0.842 · threshold · points 12.6/15 - Volatility penalty (60d annualised): 37.1 % · threshold · points 3.9/15 Inputs: - Adjusted close series (14 months): 195.88 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · ### Insider: 0.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider - Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold · points 0.0/35 - Distinct buyers: 0 · threshold · points 0.0/25 - Buyer seniority: 0.0 · threshold · points 0.0/20 - Recency (half-life 30d): 0.0 · threshold · points 0.0/10 - Sales penalty (excludes 10b5-1 plan sales): 0.15 bp · threshold · points -3.2/0 Inputs: - Form 4 S Beckles Kathy Card 2026-07-31: 394889.80000000005 · 2026-07-31 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1442145/000119312526328574/ - excluded 2026-10-15 S: 10b5-1 plan · · rule · - excluded 2026-10-01 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-01 S: 10b5-1 plan · · rule · - excluded 2026-08-17 S: 10b5-1 plan · · rule · - excluded 2026-08-03 S: 10b5-1 plan · · rule · - excluded 2026-07-29 S: 10b5-1 plan · · rule · ### Buffett Quality: 79.3 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2016–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 47, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett - 1 Average return on equity (net income / year-end equity): 200.4% over 8 yrs · threshold >= 15% · points 25.0/25 - 2 Profitable every year: 10 of 10 · threshold all years · points 15.0/15 - 3 Net income growth, 3-yr average now vs start of window: +5.2% a year · threshold >= +10% · points 5.2/10 - 4 Borrowings / 3-yr average earnings (years to repay): 5.1 years · threshold <= 4 · points 10.9/15 - 5 Operating margin, 5-yr average: 44.6% · threshold >= 20% · points 10.0/10 - 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): 1.13 · threshold >= 1.0 · points 10.0/10 - 7 Owner-earnings yield (3-yr avg free cash flow / market cap): 3.8% · threshold >= 7% · points 3.2/15 Inputs: - Price (close, per traded unit): 195.88 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Net income FY2018: 598700000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ · unverified - Equity at FY2018 end: 2070600000.0 · 2018-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ · unverified - Net income FY2019: 449900000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ · unverified - Equity at FY2019 end: 2260800000.0 · 2019-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ · unverified - Net income FY2020: 712700000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified - Equity at FY2020 end: 2698200000.0 · 2020-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ · unverified - Net income FY2021: 666200000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Equity at FY2021 end: 2816500000.0 · 2021-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified - Net income FY2022: 953900000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Equity at FY2022 end: 1749300000.0 · 2022-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Net income FY2023: 614600000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Equity at FY2023 end: 310000000.0 · 2023-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Net income FY2024: 958200000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Equity at FY2024 end: 100100000.0 · 2024-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2025: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Equity at FY2025 end: 309000000.0 · 2025-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - Net income FY2016: 591200000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000144214519000012/ · unverified - Net income FY2017: 555100000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000144214520000012/ · unverified - Net income FY2018: 598700000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ · unverified - Net income FY2019: 449900000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ · unverified - Net income FY2020: 712700000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified - Net income FY2021: 666200000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Net income FY2022: 953900000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Net income FY2023: 614600000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2024: 958200000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2025: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - debt_incl_current: 4215800000.0 · 2026-06-30 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - Operating income FY2021: 911400000.0 · 2021-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Revenue FY2021: 2462500000.0 · 2021-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Operating income FY2022: 1406500000.0 · 2022-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Revenue FY2022: 2497000000.0 · 2022-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Operating income FY2023: 1131700000.0 · 2023-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Revenue FY2023: 2681400000.0 · 2023-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Operating income FY2024: 1253900000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Revenue FY2024: 2881700000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Operating income FY2025: 1343900000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Revenue FY2025: 3072700000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Operating cash flow FY2021: 1155700000.0 · 2021-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Capital expenditure FY2021: 268400000.0 · 2021-12-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified ### Lynch GARP: 29.7 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 3, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch - 1 PEG: P/E divided by 5-yr EPS growth (in % points): 3.56 · threshold <= 1.0 · points 0.0/30 - 2 EPS growth, 5-yr compound rate: +8.5% a year · threshold 12% to 35% a year · points 14.2/20 - 3 P/E on latest annual EPS: 30.2 · threshold <= 25 · points 6.5/10 - 4 Borrowings / equity: None · threshold <= 0.5 · points 0.0/15 - 5 Years of the last 5 in which EPS rose: 2 of 5 · threshold 5 of 5 · points 6.0/15 - 6 Net cash (cash minus borrowings) / market cap: -14.4% · threshold >= +10% · points 3.0/10 Inputs: - Price (close, per traded unit): 195.88 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - EPS diluted FY2025: 6.48 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - EPS diluted FY2020: 4.31 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified - cash: 551400000.0 · 2026-06-30 · SEC XBRL CashAndCashEquivalentsAtCarryingValue · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified ### Graham Enterprising: 35.2 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 10, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising - 1 Current ratio: 1.01 · threshold >= 1.5 · points 0.2/15 - 2 Borrowings vs working capital: 691.11 x · threshold <= 1.1x · points 0.0/15 - 3 No earnings deficit in the last 5 years: 5 of 5 profitable · threshold 5 of 5 · points 15.0/15 - 4 Pays a current dividend: yes · threshold yes · points 10.0/10 - 5 EPS higher than five years earlier: 4.31 -> 6.48 · threshold higher · points 10.0/10 - 6 Price / book value per share: None · threshold <= 1.2 · points 0.0/20 - 7 Price / net current asset value per share (current assets minus all liabilities): None · threshold <= 0.67 · points 0.0/15 Inputs: - Price (close, per traded unit): 195.88 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - current_assets: 1122400000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - current_liabilities: 1116300000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - debt_incl_current: 4215800000.0 · 2026-06-30 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - Net income FY2021: 666200000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ · unverified - Net income FY2022: 953900000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ · unverified - Net income FY2023: 614600000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2024: 958200000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Net income FY2025: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - Dividend years (Yahoo): [2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/VRSK/history?filter=div - EPS diluted FY2025: 6.48 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - EPS diluted FY2020: 4.31 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ · unverified ### Piotroski F-Score: 77.8 (ok) · complete: True · missing tests: none · current inputs as of None · stale inputs: none · history 2024–2026 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 27, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski - 1 Return on assets is positive: 14.7% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 2 Operating cash flow is positive: 1,436M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 3 Return on assets improved on the prior year: 22.5% -> 14.7% · threshold pass = 1 · points 0.0/11.11111111111111 - 4 Operating cash flow exceeds net income (accruals): 1,436M vs 908M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 5 Long-term debt / assets fell: 59.7% -> 52.1% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 6 Current ratio improved: 0.74 -> 1.20 · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 7 No new shares issued (share count did not rise): 140M -> 130M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): 43.5% -> 43.7% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 9 Asset turnover (revenue / assets) improved: 0.68 -> 0.50 · threshold pass = 1 · points 0.0/11.11111111111111 Inputs: - net_income 2025-12-31: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - total_assets 2025-12-31: 6195500000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - cfo 2025-12-31: 1436000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - net_income 2025-12-31: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - net_income 2024-12-31: 958200000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - total_assets 2025-12-31: 6195500000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - total_assets 2024-12-31: 4264700000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - cfo 2025-12-31: 1436000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - net_income 2025-12-31: 908300000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - lt_debt 2025-12-31: 3228300000.0 · 2025-12-31 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - lt_debt 2024-12-31: 2546900000.0 · 2024-12-31 · SEC XBRL LongTermDebtAndCapitalLeaseObligations · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - total_assets 2025-12-31: 6195500000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - total_assets 2024-12-31: 4264700000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - current_assets 2025-12-31: 2765400000.0 · 2025-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - current_assets 2024-12-31: 911600000.0 · 2024-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - current_liabilities 2025-12-31: 2300300000.0 · 2025-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - current_liabilities 2024-12-31: 1238900000.0 · 2024-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - shares_out 2026-07-24: 130156012.0 · 2026-07-24 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - shares_out 2025-07-25: 139714971.0 · 2025-07-25 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1442145/000143774925023862/ · unverified - operating_income 2025-12-31: 1343900000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - operating_income 2024-12-31: 1253900000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - revenue 2025-12-31: 3072700000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - revenue 2024-12-31: 2881700000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - revenue 2025-12-31: 3072700000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - revenue 2024-12-31: 2881700000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified - total_assets 2025-12-31: 6195500000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/ · unverified - total_assets 2024-12-31: 4264700000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ · unverified ## Market value, source trail - Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used - Traded price: 195.88 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1 - SEC shares outstanding: 130,156,012 underlying shares, period 2026-07-24, SEC cover page 10-Q 0001437749-26-024749 (130,156,012 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/vrsk20260630_10q.htm, accession 0001437749-26-024749 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926024749/R1.htm - Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None - Market value (price date x latest reported shares): 25,494,959,631 USD; 195.88 (price 2026-10-23) / 1 x 130,156,012 (shares at 2026-07-24) = 25,494,959,631 ## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends) - FY2016 (ended 2016-12-31): 1995200000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214519000012/ - FY2017 (ended 2017-12-31): 2145200000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214520000012/ - FY2018 (ended 2018-12-31): 2395100000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ - FY2019 (ended 2019-12-31): 2607100000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ - FY2020 (ended 2020-12-31): 2269400000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ - FY2021 (ended 2021-12-31): 2462500000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ - FY2022 (ended 2022-12-31): 2497000000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ - FY2023 (ended 2023-12-31): 2681400000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ - FY2024 (ended 2024-12-31): 2881700000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ - FY2025 (ended 2025-12-31): 3072700000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ ## Net income by fiscal year (SEC XBRL) - FY2013 (ended 2013-12-31): 348380000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214516000057/ - FY2014 (ended 2014-12-31): 400000000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214517000010/ - FY2015 (ended 2015-12-31): 507600000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214518000008/ - FY2016 (ended 2016-12-31): 591200000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214519000012/ - FY2017 (ended 2017-12-31): 555100000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000144214520000012/ - FY2018 (ended 2018-12-31): 598700000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774921003789/ - FY2019 (ended 2019-12-31): 449900000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774922004083/ - FY2020 (ended 2020-12-31): 712700000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774923004945/ - FY2021 (ended 2021-12-31): 666200000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774924004939/ - FY2022 (ended 2022-12-31): 953900000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774925005160/ - FY2023 (ended 2023-12-31): 614600000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ - FY2024 (ended 2024-12-31): 958200000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ - FY2025 (ended 2025-12-31): 908300000.0 · https://www.sec.gov/Archives/edgar/data/1442145/000143774926004452/ ## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets) - FY2013 (ended 2013-12-31): 2.02 [filed 2.02, split factor 1.0] - FY2014 (ended 2014-12-31): 2.37 [filed 2.37, split factor 1.0] - FY2015 (ended 2015-12-31): 3.01 [filed 3.01, split factor 1.0] - FY2016 (ended 2016-12-31): 3.45 [filed 3.45, split factor 1.0] - FY2017 (ended 2017-12-31): 3.29 [filed 3.29, split factor 1.0] - FY2018 (ended 2018-12-31): 3.56 [filed 3.56, split factor 1.0] - FY2019 (ended 2019-12-31): 2.7 [filed 2.7, split factor 1.0] - FY2020 (ended 2020-12-31): 4.31 [filed 4.31, split factor 1.0] - FY2021 (ended 2021-12-31): 4.08 [filed 4.08, split factor 1.0] - FY2022 (ended 2022-12-31): 6.0 [filed 6.0, split factor 1.0] - FY2023 (ended 2023-12-31): 4.17 [filed 4.17, split factor 1.0] - FY2024 (ended 2024-12-31): 6.71 [filed 6.71, split factor 1.0] - FY2025 (ended 2025-12-31): 6.48 [filed 6.48, split factor 1.0] ## Dividend years (Yahoo history) 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026 ## Insider transactions (SEC Form 4 data set, latest 40) - 2026-10-15 S Mann Elizabeth (CFO) 400 @ 184.85 = 73940 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526424119/#live - 2026-10-01 S Shavel Lee (CEO) 3535 @ 170.70 = 603424 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526412251/#live - 2026-09-15 S Mann Elizabeth (CFO) 400 @ 184.91 = 73964 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526393144/ - 2026-09-01 S Shavel Lee (CEO) 3535 @ 193.43 = 683775 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526380586/ - 2026-08-17 S Mann Elizabeth (CFO) 400 @ 179.95 = 71980 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526354474/ - 2026-08-03 S Shavel Lee (CEO) 3535 @ 196.94 = 696183 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526330642/ - 2026-07-31 S Beckles Kathy Card (officer) 2020 @ 195.49 = 394890 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526328574/ - 2026-07-29 S Shavel Lee (CEO) 2500 @ 220.00 = 550000 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526328459/ - 2026-07-15 S Mann Elizabeth (CFO) 400 @ 192.11 = 76844 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526304801/ - 2026-06-15 S Mann Elizabeth (CFO) 400 @ 179.54 = 71816 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526272607/ - 2026-06-05 S LISS SAMUEL G (director) 4671 @ 182.21 = 851103 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526261731/ - 2026-06-02 S LISS SAMUEL G (director) 6765 @ 177.63 = 1201667 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526257474/ - 2026-06-01 S Hansen Bruce Edward (director) 2336 @ 174.99 = 408777 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526251842/ - 2026-05-22 S Hansen Bruce Edward (director) 2335 @ 171.51 = 400476 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526239810/ - 2026-05-15 S Mann Elizabeth (CFO) 400 @ 159.22 = 63688 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526226977/ - 2026-04-15 S Mann Elizabeth (CFO) 400 @ 171.57 = 68628 · https://www.sec.gov/Archives/edgar/data/1442145/000119312526159087/ ## Links - sec_filings: https://www.sec.gov/edgar/browse/?CIK=0001442145 - sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001442145.json - sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001442145&type=4 - sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001442145&type=8-K - yahoo: https://finance.yahoo.com/quote/VRSK - stooq: https://stooq.com/q/d/?s=vrsk.us - morningstar (link only, nothing stored): https://www.morningstar.com/search?query=VRSK - finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=VRSK - stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/vrsk/ - seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/VRSK - openinsider (link only, nothing stored): http://openinsider.com/search?q=VRSK - google_news (link only, nothing stored): https://news.google.com/rss/search?q=VRSK+stock Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/VRSK; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.