{
 "ticker": "UNH",
 "name": "Unitedhealth Group Inc",
 "legal_name": "UNITEDHEALTH GROUP INC",
 "cik": "0000731766",
 "exchange": "NYSE",
 "sic": "6324",
 "industry": "Hospital & Medical Service Plans",
 "state": "DE",
 "fiscal_year_end": "1231",
 "is_financial": true,
 "is_utility": false,
 "snapshot_date": "2026-10-26",
 "price": {
  "value": 418.09,
  "as_of": "2026-10-23",
  "source": "Alpaca Market Data (consolidated SIP daily bar)",
  "url": "https://docs.alpaca.markets/docs/historical-stock-data-1"
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    "url": "https://docs.alpaca.markets/docs/historical-stock-data-1"
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    "concept": "SEC cover page 10-Q 0000731766-26-000197 (897,594,847 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/731766/000073176626000197/unh-20260630.htm",
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    "accession": "0000731766-26-000197",
    "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000197/R1.htm"
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   "depositary_ratio": {
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    "evidence_url": null,
    "evidence_form": null,
    "evidence_filed": null,
    "body_snippet": null
   },
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   "split_adjustment": null,
   "share_count_as_of": "2026-07-31",
   "share_count_age_days_at_price_date": 84,
   "warning": null,
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 },
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  {
   "fy": 2021,
   "period_end": "2021-12-31",
   "sec_frame": "CY2021",
   "value": 287597000000.0,
   "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176624000081/",
   "accession": "0000731766-24-000081"
  },
  {
   "fy": 2022,
   "period_end": "2022-12-31",
   "sec_frame": "CY2022",
   "value": 324162000000.0,
   "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176625000063/",
   "accession": "0000731766-25-000063"
  },
  {
   "fy": 2023,
   "period_end": "2023-12-31",
   "sec_frame": "CY2023",
   "value": 371622000000.0,
   "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000062/",
   "accession": "0000731766-26-000062"
  },
  {
   "fy": 2024,
   "period_end": "2024-12-31",
   "sec_frame": "CY2024",
   "value": 400278000000.0,
   "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000062/",
   "accession": "0000731766-26-000062"
  },
  {
   "fy": 2025,
   "period_end": "2025-12-31",
   "sec_frame": "CY2025",
   "value": 447567000000.0,
   "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000062/",
   "accession": "0000731766-26-000062"
  }
 ],
 "dividend_years": [
  1990,
  1991,
  1992,
  1993,
  1994,
  1995,
  1996,
  1997,
  1998,
  1999,
  2000,
  2001,
  2002,
  2003,
  2004,
  2005,
  2006,
  2007,
  2008,
  2009,
  2010,
  2011,
  2012,
  2013,
  2014,
  2015,
  2016,
  2017,
  2018,
  2019,
  2020,
  2021,
  2022,
  2023,
  2024,
  2025,
  2026
 ],
 "insider_transactions_recent": [
  {
   "txn_date": "2026-08-21",
   "insider_name": "Conway Patrick Hugh",
   "role": "CEO",
   "code": "S",
   "shares": 1169.0,
   "price": 390.0,
   "value": 455910.0,
   "is_10b5_1": 0,
   "source_url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000201/"
  },
  {
   "txn_date": "2026-08-05",
   "insider_name": "Conway Patrick Hugh",
   "role": "CEO",
   "code": "S",
   "shares": 500.0,
   "price": 410.0,
   "value": 205000.0,
   "is_10b5_1": 0,
   "source_url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000196/"
  },
  {
   "txn_date": "2026-04-23",
   "insider_name": "Conway Patrick Hugh",
   "role": "CEO",
   "code": "S",
   "shares": 800.0,
   "price": 355.0,
   "value": 284000.0,
   "is_10b5_1": 0,
   "source_url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000123/"
  }
 ],
 "links": {
  "sec_filings": "https://www.sec.gov/edgar/browse/?CIK=0000731766",
  "sec_xbrl_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000731766.json",
  "sec_form4": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000731766&type=4",
  "sec_8k": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000731766&type=8-K",
  "yahoo": "https://finance.yahoo.com/quote/UNH",
  "stooq": "https://stooq.com/q/d/?s=unh.us",
  "external_views_link_only": {
   "morningstar": "https://www.morningstar.com/search?query=UNH",
   "finviz": "https://finviz.com/quote.ashx?t=UNH",
   "stockanalysis": "https://stockanalysis.com/stocks/unh/",
   "seeking_alpha": "https://seekingalpha.com/symbol/UNH",
   "openinsider": "http://openinsider.com/search?q=UNH",
   "google_news": "https://news.google.com/rss/search?q=UNH+stock"
  }
 },
 "machine_readable": {
  "json": "https://theclaudetrader.com/s/UNH.json",
  "markdown": "https://theclaudetrader.com/s/UNH.md",
  "research_packet": "https://theclaudetrader.com/r/UNH.json",
  "index": "https://theclaudetrader.com/llms.txt"
 },
 "dossier": null,
 "cite_as": "The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/UNH; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.",
 "disclaimer": "Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.",
 "fair_value_model": {
  "fair_value": 185.34,
  "fv_low": 184.51,
  "fv_high": 186.17,
  "fv_gap_pct": -55.7,
  "fv_verdict": "red",
  "fv_methods": 2,
  "fv_as_of": "2026-10-23",
  "fv_calculated_on": "2026-10-26",
  "fv_inputs_through": "2026-06-30",
  "fv_skipped": null,
  "unit": "per traded unit (share or ADS), same currency as the price",
  "methods": {
   "earnings": {
    "value": 184.51217188159387,
    "pe_used": 13.946498252577012,
    "pe_raw": 13.946498252577012,
    "pe_basis": "SIC 63 peer median excluding itself (20 peers)",
    "inputs": {
     "eps": {
      "fy": 2025,
      "value": 13.23,
      "tag": "SEC XBRL EarningsPerShareDiluted",
      "period_end": "2025-12-31",
      "accession": "0000731766-26-000062",
      "filed": null,
      "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000062/",
      "value_reported": 13.23,
      "split_factor": 1.0
     }
    }
   },
   "graham": {
    "value": 186.17277101639985,
    "inputs": {
     "eps": {
      "fy": 2025,
      "value": 13.23,
      "tag": "SEC XBRL EarningsPerShareDiluted",
      "period_end": "2025-12-31",
      "accession": "0000731766-26-000062",
      "filed": null,
      "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000062/",
      "value_reported": 13.23,
      "split_factor": 1.0
     },
     "bvps": {
      "value": 116.436720140841,
      "equity": {
       "value": 104513000000.0,
       "tag": "SEC XBRL StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest",
       "period_end": "2026-06-30",
       "accession": "0000731766-26-000197",
       "filed": null,
       "url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000197/"
      },
      "shares": 897594847.0
     }
    }
   }
  },
  "method_note": "Median of up to three methods from SEC filings: owner-earnings DCF (3-yr avg FCF, 10-yr two-stage, growth = min(5-yr revenue CAGR, 10%) fading to 2.5%, 9% discount), trailing EPS x SIC-peer median P/E (8-35), Graham number. Model estimate, not advice.",
  "discount_rate": 0.09,
  "terminal_growth": 0.025,
  "verdict_rule": "green: fair value more than 10% above price; red: more than 10% below; amber: within 10%",
  "page": "https://theclaudetrader.com/fair-value"
 }
}