# TRV · Travelers Companies, Inc.

Snapshot 2026-10-26 · CIK 0000086312 · NYSE · Fire, Marine & Casualty Insurance

Price 398.28 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 81.63 B

Machine-readable: https://theclaudetrader.com/s/TRV.json · index: https://theclaudetrader.com/llms.txt

## Scores

### Graham Defensive: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham

### Magic Formula: — (not scored) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula

### Momentum: 86.4 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum
-  12-1 month return: 36.0 % · threshold  · points 40.8/50
-  6 month return: 30.6 % · threshold  · points 17.6/20
-  Price / 52-week high: 0.982  · threshold  · points 14.7/15
-  Volatility penalty (60d annualised): 18.4 % · threshold  · points 13.3/15

Inputs:
  - Adjusted close series (14 months): 398.28 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · 

### Insider: 0.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider
-  Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold  · points 0.0/35
-  Distinct buyers: 0  · threshold  · points 0.0/25
-  Buyer seniority: 0.0  · threshold  · points 0.0/20
-  Recency (half-life 30d): 0.0  · threshold  · points 0.0/10
-  Sales penalty (excludes 10b5-1 plan sales): 8.11 bp · threshold  · points -9.4/0

Inputs:
  - Form 4 S Toczydlowski Gregory C 2026-10-22: 849307.41 · 2026-10-22 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000189/#live
  - Form 4 S Toczydlowski Gregory C 2026-10-22: 13194480.656100001 · 2026-10-22 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000189/#live
  - Form 4 S Rowland David Donnay 2026-10-22: 2028103.0000000002 · 2026-10-22 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000187/#live
  - Form 4 S Klenk Jeffrey P. 2026-10-22: 3656619.12 · 2026-10-22 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000186/#live
  - Form 4 S Schnitzer Alan D 2026-10-21: 1191429.3599999999 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
  - Form 4 S Schnitzer Alan D 2026-10-21: 17844514.2181 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
  - Form 4 S Schnitzer Alan D 2026-10-21: 6250821.5331 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
  - Form 4 S Schnitzer Alan D 2026-10-21: 4893136.8192 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
  - Form 4 S Schnitzer Alan D 2026-10-21: 5093269.6465 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
  - Form 4 S OLIVO MARIA 2026-10-21: 6016505.91 · 2026-10-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000184/#live
  - Form 4 S Klein Michael Frederick 2026-10-20: 534439.2528 · 2026-10-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000183/#live
  - Form 4 S Klein Michael Frederick 2026-10-20: 2411493.3234 · 2026-10-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000183/#live
  - Form 4 S OLIVO MARIA 2026-08-28: 2219160.0 · 2026-08-28 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/86312/000008631226000166/

### Buffett Quality: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett

### Lynch GARP: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch

### Graham Enterprising: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising

### Piotroski F-Score: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski

## Market value, source trail

- Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used
- Traded price: 398.28 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1
- SEC shares outstanding: 204,946,347 underlying shares, period 2026-10-09, SEC cover page 10-Q 0000086312-26-000181 (204,946,347 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/86312/000008631226000181/trv-20260930.htm, accession 0000086312-26-000181 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000181/R1.htm
- Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None
- Market value (price date x latest reported shares): 81,626,031,083 USD; 398.28 (price 2026-10-23) / 1 x 204,946,347 (shares at 2026-10-09) = 81,626,031,083

## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends)

- FY2013 (ended 2013-12-31): 26191000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000104746916010107/
- FY2014 (ended 2014-12-31): 27174000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000110465917040284/
- FY2015 (ended 2015-12-31): 26815000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000104746918000812/
- FY2016 (ended 2016-12-31): 27625000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631219000009/
- FY2017 (ended 2017-12-31): 28902000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631220000011/
- FY2018 (ended 2018-12-31): 30282000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631221000011/
- FY2019 (ended 2019-12-31): 31581000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631222000013/
- FY2020 (ended 2020-12-31): 31981000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631223000011/
- FY2021 (ended 2021-12-31): 34816000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631224000012/
- FY2022 (ended 2022-12-31): 36884000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631225000012/
- FY2023 (ended 2023-12-31): 41364000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/
- FY2024 (ended 2024-12-31): 46423000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/
- FY2025 (ended 2025-12-31): 48828000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/

## Net income by fiscal year (SEC XBRL)

- FY2013 (ended 2013-12-31): 3673000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000104746916010107/
- FY2014 (ended 2014-12-31): 3692000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000110465917040284/
- FY2015 (ended 2015-12-31): 3439000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000104746918000812/
- FY2016 (ended 2016-12-31): 3014000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631219000009/
- FY2017 (ended 2017-12-31): 2056000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631220000011/
- FY2018 (ended 2018-12-31): 2523000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631221000011/
- FY2019 (ended 2019-12-31): 2622000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631222000013/
- FY2020 (ended 2020-12-31): 2697000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631223000011/
- FY2021 (ended 2021-12-31): 3662000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631224000012/
- FY2022 (ended 2022-12-31): 2842000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631225000012/
- FY2023 (ended 2023-12-31): 2991000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/
- FY2024 (ended 2024-12-31): 4999000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/
- FY2025 (ended 2025-12-31): 6288000000.0 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000065/

## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets)

- FY2013 (ended 2013-12-31): 9.74 [filed 9.74, split factor 1.0]
- FY2014 (ended 2014-12-31): 10.7 [filed 10.7, split factor 1.0]
- FY2015 (ended 2015-12-31): 10.88 [filed 10.88, split factor 1.0]
- FY2016 (ended 2016-12-31): 10.28 [filed 10.28, split factor 1.0]
- FY2017 (ended 2017-12-31): 7.33 [filed 7.33, split factor 1.0]
- FY2018 (ended 2018-12-31): 9.28 [filed 9.28, split factor 1.0]
- FY2019 (ended 2019-12-31): 9.92 [filed 9.92, split factor 1.0]
- FY2020 (ended 2020-12-31): 10.52 [filed 10.52, split factor 1.0]
- FY2021 (ended 2021-12-31): 14.49 [filed 14.49, split factor 1.0]
- FY2022 (ended 2022-12-31): 11.77 [filed 11.77, split factor 1.0]
- FY2023 (ended 2023-12-31): 12.79 [filed 12.79, split factor 1.0]
- FY2024 (ended 2024-12-31): 21.47 [filed 21.47, split factor 1.0]
- FY2025 (ended 2025-12-31): 27.43 [filed 27.43, split factor 1.0]

## Dividend years (Yahoo history)

1987, 1988, 1989, 1990, 1991, 1992, 1993, 1994, 1995, 1996, 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026

## Insider transactions (SEC Form 4 data set, latest 40)

- 2026-10-22 S Toczydlowski Gregory C (Pres) 2100 @ 404.43 = 849307 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000189/#live
- 2026-10-22 S Toczydlowski Gregory C (Pres) 32671 @ 403.86 = 13194481 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000189/#live
- 2026-10-22 S Rowland David Donnay (officer) 5000 @ 405.62 = 2028103 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000187/#live
- 2026-10-22 S Klenk Jeffrey P. (officer) 9016 @ 405.57 = 3656619 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000186/#live
- 2026-10-21 S Schnitzer Alan D (CEO) 2992 @ 398.20 = 1191429 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
- 2026-10-21 S Schnitzer Alan D (CEO) 44879 @ 397.61 = 17844514 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
- 2026-10-21 S Schnitzer Alan D (CEO) 15759 @ 396.65 = 6250822 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
- 2026-10-21 S Schnitzer Alan D (CEO) 12369 @ 395.60 = 4893137 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
- 2026-10-21 S Schnitzer Alan D (CEO) 12901 @ 394.80 = 5093270 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000190/#live
- 2026-10-21 S OLIVO MARIA (officer) 15100 @ 398.44 = 6016506 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000184/#live
- 2026-10-20 S Klein Michael Frederick (Pres) 1359 @ 393.26 = 534439 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000183/#live
- 2026-10-20 S Klein Michael Frederick (Pres) 6141 @ 392.69 = 2411493 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000183/#live
- 2026-08-28 S OLIVO MARIA (officer) 6000 @ 369.86 = 2219160 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000166/
- 2026-07-24 S Kurtzman Diane (officer) 4164 @ 386.71 = 1610260 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000157/
- 2026-07-24 S Yin Daniel Tei-Hwa (officer) 7153 @ 387.00 = 2768211 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000158/
- 2026-07-22 S BESSETTE ANDY F (officer) 2900 @ 368.09 = 1067461 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000152/
- 2026-07-22 S BESSETTE ANDY F (officer) 100 @ 368.87 = 36887 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000152/
- 2026-07-22 S Munson Paul E. (officer) 1525 @ 369.91 = 564113 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000154/
- 2026-07-22 S Rowland David Donnay (officer) 5000 @ 371.69 = 1858450 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000156/
- 2026-07-21 S Lefebvre Mojgan M (officer) 7100 @ 368.41 = 2615711 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000147/
- 2026-07-21 S Lefebvre Mojgan M (officer) 9213 @ 368.35 = 3393609 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000147/
- 2026-07-21 S Frey Daniel S. (CFO) 11037 @ 368.16 = 4063382 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000149/
- 2026-07-21 S Frey Daniel S. (CFO) 3000 @ 368.53 = 1105590 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000149/
- 2026-07-21 S Klein Michael Frederick (Pres) 5875 @ 366.12 = 2150955 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000150/
- 2026-07-21 S Klein Michael Frederick (Pres) 125 @ 364.90 = 45612 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000150/
- 2026-05-26 S Klein Michael Frederick (Pres) 2412 @ 308.33 = 743692 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000129/
- 2026-05-26 S Klein Michael Frederick (Pres) 1519 @ 308.79 = 469052 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000129/
- 2026-05-26 S Klein Michael Frederick (Pres) 6069 @ 307.10 = 1863790 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000129/
- 2026-05-22 S BESSETTE ANDY F (officer) 4255 @ 308.11 = 1311008 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000127/
- 2026-04-28 S HEYMAN WILLIAM H (Chair) 557 @ 310.00 = 172670 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000120/
- 2026-04-28 S HEYMAN WILLIAM H (Chair) 1000 @ 311.00 = 311000 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000120/
- 2026-04-28 S Kess Avrohom J. (officer) 6735 @ 308.78 = 2079633 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000121/
- 2026-04-20 S Klenk Jeffrey P. (officer) 6414 @ 305.06 = 1956548 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000113/
- 2026-04-20 S Klein Michael Frederick (Pres) 6730 @ 303.47 = 2042353 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000116/
- 2026-04-20 S Klein Michael Frederick (Pres) 3270 @ 304.38 = 995323 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000116/
- 2026-04-20 S Kurtzman Diane (officer) 1387 @ 303.42 = 420844 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000117/
- 2026-04-20 S Kurtzman Diane (officer) 1480 @ 303.47 = 449136 · https://www.sec.gov/Archives/edgar/data/86312/000008631226000117/

## Links

- sec_filings: https://www.sec.gov/edgar/browse/?CIK=0000086312
- sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000086312.json
- sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000086312&type=4
- sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000086312&type=8-K
- yahoo: https://finance.yahoo.com/quote/TRV
- stooq: https://stooq.com/q/d/?s=trv.us
- morningstar (link only, nothing stored): https://www.morningstar.com/search?query=TRV
- finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=TRV
- stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/trv/
- seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/TRV
- openinsider (link only, nothing stored): http://openinsider.com/search?q=TRV
- google_news (link only, nothing stored): https://news.google.com/rss/search?q=TRV+stock

Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/TRV; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.

Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.