{ "ticker": "SCHW", "name": "Schwab Charles Corp", "legal_name": "SCHWAB CHARLES CORP", "cik": "0000316709", "exchange": "NYSE", "sic": "6211", "industry": "Security Brokers, Dealers & Flotation Companies", "state": "DE", "fiscal_year_end": "1231", "is_financial": false, "is_utility": false, "snapshot_date": "2026-10-26", "price": { "value": 90.58, "as_of": "2026-10-23", "source": "Alpaca Market Data (consolidated SIP daily bar)", "url": "https://docs.alpaca.markets/docs/historical-stock-data-1" }, "market_cap": { "value": 156643228974.12, "as_of": "2026-10-23", "unit": "USD", "meaning": "price on the price date x latest reported point-in-time shares (see inputs.share_count_as_of)", "warning": null, "unavailable_reason": null, "inputs": { "traded_price": { "value": 90.58, "as_of": "2026-10-23", "unit": "USD per traded unit (share or ADS)", "source": "Alpaca Market Data (consolidated SIP daily bar)", "url": "https://docs.alpaca.markets/docs/historical-stock-data-1" }, 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III", "role": "officer", "code": "S", "shares": 6952.0, "price": 102.03, "value": 709312.56, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000179291026000006/" }, { "txn_date": "2026-07-21", "insider_name": "Beatty Jonathan S", "role": "officer", "code": "S", "shares": 2000.0, "price": 104.21, "value": 208420.0, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000202897726000015/" }, { "txn_date": "2026-07-21", "insider_name": "Murtagh Nigel J", "role": "officer", "code": "S", "shares": 4053.0, "price": 104.14, "value": 422079.42, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000164959926000009/" }, { "txn_date": "2026-07-07", "insider_name": "Beatty Jonathan S", "role": "officer", "code": "S", "shares": 2000.0, "price": 102.01, "value": 204020.0, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000202897726000013/" }, { "txn_date": "2026-07-07", "insider_name": "Craig Jonathan M.", "role": "officer", "code": "S", "shares": 21750.0, "price": 102.01, "value": 2218717.5, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000173306526000009/" }, { "txn_date": "2026-07-06", "insider_name": "Beatty Jonathan S", "role": "officer", "code": "S", "shares": 2000.0, "price": 100.01, "value": 200020.0, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000202897726000010/" }, { "txn_date": "2026-07-02", "insider_name": "Beatty Jonathan S", "role": "officer", "code": "S", "shares": 2000.0, "price": 97.03, "value": 194060.0, "is_10b5_1": 1, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000202897726000010/" }, { "txn_date": "2026-05-28", "insider_name": "Wurster Richard A", "role": "CEO", "code": "P", "shares": 21959.0, "price": 84.23, "value": 1849606.57, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000188926326000005/" }, { "txn_date": "2026-05-19", "insider_name": "Schwab Charles R.", "role": "Chair", "code": "S", "shares": 27500.0, "price": 92.22, "value": 2536050.0, "is_10b5_1": 0, "source_url": "https://www.sec.gov/Archives/edgar/data/316709/000092373826000024/" } ], "links": { "sec_filings": "https://www.sec.gov/edgar/browse/?CIK=0000316709", "sec_xbrl_companyfacts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000316709.json", "sec_form4": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000316709&type=4", "sec_8k": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000316709&type=8-K", "yahoo": "https://finance.yahoo.com/quote/SCHW", "stooq": "https://stooq.com/q/d/?s=schw.us", "external_views_link_only": { "morningstar": "https://www.morningstar.com/search?query=SCHW", "finviz": "https://finviz.com/quote.ashx?t=SCHW", "stockanalysis": "https://stockanalysis.com/stocks/schw/", "seeking_alpha": "https://seekingalpha.com/symbol/SCHW", "openinsider": "http://openinsider.com/search?q=SCHW", "google_news": "https://news.google.com/rss/search?q=SCHW+stock" } }, "machine_readable": { "json": "https://theclaudetrader.com/s/SCHW.json", "markdown": "https://theclaudetrader.com/s/SCHW.md", "research_packet": "https://theclaudetrader.com/r/SCHW.json", "index": "https://theclaudetrader.com/llms.txt" }, "dossier": null, "cite_as": "The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/SCHW; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.", "disclaimer": "Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.", "fair_value_model": { "fair_value": 129.27, "fv_low": 55.08, "fv_high": 137.58, "fv_gap_pct": 42.7, "fv_verdict": "green", "fv_methods": 3, "fv_as_of": "2026-10-23", "fv_calculated_on": "2026-10-26", "fv_inputs_through": "2026-08-07", "fv_skipped": null, "unit": "per traded unit (share or ADS), same currency as the price", "methods": { "dcf": { "value": 137.58467154846812, "growth_used": 0.1, "fcf_avg": 9900000000.0, "inputs": { "fcf": { "value": 9900000000.0, "years": [ 2023, 2024, 2025 ], "by_year": [ 18887000000.0, 2050000000.0, 8763000000.0 ], "cfo": [ { "value": 19587000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2023-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" }, { "value": 2670000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2024-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" }, { "value": 9311000000.0, "tag": "SEC XBRL NetCashProvidedByUsedInOperatingActivities", "period_end": "2025-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" } ], "capex": [ { "value": 700000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2023-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" }, { "value": 620000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2024-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" }, { "value": 548000000.0, "tag": "SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment", "period_end": "2025-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" } ] }, "revenue_cagr_5y": { "value": 0.15394612763864335, "from": { "value": 11691000000.0, "tag": "SEC XBRL Revenues", "period_end": "2020-12-31", "accession": "0000316709-23-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670923000009/" }, "to": { "value": 23921000000.0, "tag": "SEC XBRL Revenues", "period_end": "2025-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/" } }, "shares": { "value": 1729335714.0, "tag": "SEC cover page 10-Q 0000316709-26-000031 (1,729,335,714 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/316709/000031670926000031/schw-20260630.htm", "period_end": "2026-07-31", "accession": "0000316709-26-000031", "filed": "2026-08-07", "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000031/R1.htm" } } }, "earnings": { "value": 129.26505993645293, "pe_used": 27.798937620742564, "pe_raw": 27.798937620742564, "pe_basis": "SIC 62 peer median excluding itself (14 peers)", "inputs": { "eps": { "fy": 2025, "value": 4.65, "tag": "SEC XBRL EarningsPerShareDiluted", "period_end": "2025-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/", "value_reported": 4.65, "split_factor": 1.0 } } }, "graham": { "value": 55.08084049266195, "inputs": { "eps": { "fy": 2025, "value": 4.65, "tag": "SEC XBRL EarningsPerShareDiluted", "period_end": "2025-12-31", "accession": "0000316709-26-000009", "filed": null, "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000009/", "value_reported": 4.65, "split_factor": 1.0 }, "bvps": { "value": 28.99783980289671, "equity": { "value": 50147000000.0, "tag": "SEC XBRL StockholdersEquity (companyfacts)", "period_end": "2026-06-30", "accession": "0000316709-26-000031", "filed": "2026-08-07", "url": "https://www.sec.gov/Archives/edgar/data/316709/000031670926000031/" }, "shares": 1729335714.0 } } } }, "method_note": "Median of up to three methods from SEC filings: owner-earnings DCF (3-yr avg FCF, 10-yr two-stage, growth = min(5-yr revenue CAGR, 10%) fading to 2.5%, 9% discount), trailing EPS x SIC-peer median P/E (8-35), Graham number. Model estimate, not advice.", "discount_rate": 0.09, "terminal_growth": 0.025, "verdict_rule": "green: fair value more than 10% above price; red: more than 10% below; amber: within 10%", "page": "https://theclaudetrader.com/fair-value" } }