# HOOD · Robinhood Markets, Inc. Snapshot 2026-10-26 · CIK 0001783879 · Nasdaq · Security Brokers, Dealers & Flotation Companies Price 95.07 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 85.48 B Machine-readable: https://theclaudetrader.com/s/HOOD.json · index: https://theclaudetrader.com/llms.txt ## Scores ### Graham Defensive: 23.4 (partial: 3, 5) · complete: False · missing tests: 3, 5 · current inputs as of 2025-12-31 · stale inputs: Revenue · history 2019–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 17, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham - 1 Adequate size: 4.47 revenue $B · threshold >= 1 · points 5.0/5 - 2a Current ratio: 1.22 · threshold >= 2.0 · points 3.4/15 - 2b Long-term debt vs working capital: 0.24 LTD / WC · threshold <= 1.0 · points 15.0/15 - 3 Positive earnings each of 10 years: 7 years reported · threshold 10 of 10 · points None/15 - 4 Dividends every year for 20 years: 0 of 20 · threshold 20 of 20 · points 0.0/15 - 5 EPS growth, 3-yr avg now vs 10 yrs ago: None · threshold >= +33% · points None/10 - 6 P/E on 3-year average EPS: 95.1 · threshold <= 15 · points 0.0/15 - 7 P/B <= 1.5, or P/E x P/B <= 22.5: P/B 8.96, product 851.7 · threshold <= 1.5 or <= 22.5 · points 0.0/10 Inputs: - Price (close, per traded unit): 95.07 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Revenue: 4473000000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - liabilities: 47009000000.0 · 2026-06-30 · SEC XBRL Liabilities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_liabilities: 44576000000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_assets: 54532000000.0 · 2026-06-30 · SEC XBRL AssetsCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_liabilities: 44576000000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - equity: 9541000000.0 · 2026-06-30 · SEC XBRL StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - Net income FY2019: -106569000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1783879/000178387922000044/ · unverified - Net income FY2020: 7000000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified - Net income FY2021: -3687000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ · unverified - Net income FY2022: -1028000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Net income FY2023: -541000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2024: 1411000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2025: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Dividend years (Yahoo): [] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/HOOD/history?filter=div · unverified - EPS diluted FY2023: -0.61 · 2023-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - EPS diluted FY2024: 1.56 · 2024-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - EPS diluted FY2025: 2.05 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Shares outstanding: 899082273.0 · 2026-07-23 · SEC cover page 10-Q 0001783879-26-000114 (sum of classes (Common Class A 790,630,234 x 1; Common Class B 108,452,039 x 1; class economics verified in https://www.sec.gov/Archives/edgar/data/1783879/000178387926000023/hood-20251231.htm)); filing document https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/hood-20260630.htm · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/R1.htm ### Magic Formula: — (insufficient data (no operating income in XBRL)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula ### Momentum: 38.2 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum - 12-1 month return: -8.7 % · threshold · points 13.6/50 - 6 month return: 13.8 % · threshold · points 14.2/20 - Price / 52-week high: 0.646 · threshold · points 9.7/15 - Volatility penalty (60d annualised): 67.1 % · threshold · points 0.7/15 Inputs: - Adjusted close series (14 months): 95.07 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · ### Insider: 0.0 (no open-market transactions in window) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider - Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold · points 0.0/35 - Distinct buyers: 0 · threshold · points 0.0/25 - Buyer seniority: 0.0 · threshold · points 0.0/20 - Recency (half-life 30d): 0.0 · threshold · points 0.0/10 - Sales penalty (excludes 10b5-1 plan sales): 0.0 bp · threshold · points -0.0/0 Inputs: - excluded 2026-10-21 S: 10b5-1 plan · · rule · - excluded 2026-10-21 S: 10b5-1 plan · · rule · - excluded 2026-10-21 S: 10b5-1 plan · · rule · - excluded 2026-10-21 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-10-05 S: 10b5-1 plan · · rule · - excluded 2026-09-22 S: 10b5-1 plan · · rule · - excluded 2026-09-22 S: 10b5-1 plan · · rule · - excluded 2026-09-21 S: 10b5-1 plan · · rule · - excluded 2026-09-21 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-15 S: 10b5-1 plan · · rule · - excluded 2026-09-10 S: 10b5-1 plan · · rule · - excluded 2026-09-10 S: 10b5-1 plan · · rule · - excluded 2026-09-10 S: 10b5-1 plan · · rule · - excluded 2026-09-10 S: 10b5-1 plan · · rule · - excluded 2026-09-10 S: 10b5-1 plan · · rule · - excluded 2026-09-08 S: 10b5-1 plan · · rule · - excluded 2026-09-03 S: 10b5-1 plan · · rule · - excluded 2026-09-03 S: 10b5-1 plan · · rule · - excluded 2026-09-03 S: 10b5-1 plan · · rule · - excluded 2026-09-03 S: 10b5-1 plan · · rule · ### Buffett Quality: 6.4 (partial: 4, 5) · complete: False · missing tests: 4, 5 · current inputs as of 2026-07-23 · stale inputs: none · history 2019–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 27, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett - 1 Average return on equity (net income / year-end equity): -7.0% over 5 yrs · threshold >= 15% · points 0.0/25 - 2 Profitable every year: 3 of 7 · threshold all years · points 6.4/15 - 3 Net income growth, 3-yr average now vs start of window: base or latest average not positive · threshold >= +10% · points 0.0/10 - 4 Borrowings / 3-yr average earnings (years to repay): None · threshold <= 4 · points None/15 - 5 Operating margin, 5-yr average: 0 years with operating income and revenue · threshold >= 20% · points None/10 - 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): None · threshold >= 1.0 · points 0.0/10 - 7 Owner-earnings yield (3-yr avg free cash flow / market cap): 1.0% · threshold >= 7% · points 0.0/15 Inputs: - Price (close, per traded unit): 95.07 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Net income FY2021: -3687000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ · unverified - Equity at FY2021 end: 7293000000.0 · 2021-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Net income FY2022: -1028000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Equity at FY2022 end: 6956000000.0 · 2022-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Net income FY2023: -541000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Equity at FY2023 end: 6696000000.0 · 2023-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000310/ · unverified - Net income FY2024: 1411000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Equity at FY2024 end: 7972000000.0 · 2024-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000310/ · unverified - Net income FY2025: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Equity at FY2025 end: 9151000000.0 · 2025-12-31 · SEC XBRL StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - Net income FY2019: -106569000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1783879/000178387922000044/ · unverified - Net income FY2020: 7000000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified - Net income FY2021: -3687000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ · unverified - Net income FY2022: -1028000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Net income FY2023: -541000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2024: 1411000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2025: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Operating cash flow FY2021: -885000000.0 · 2021-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ · unverified - Capital expenditure FY2021: 63000000.0 · 2021-12-31 · SEC XBRL PaymentsToAcquireProductiveAssets (10-K via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified - Operating cash flow FY2022: -852000000.0 · 2022-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Capital expenditure FY2022: 28000000.0 · 2022-12-31 · SEC XBRL PaymentsToAcquireProductiveAssets (10-K via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified - Operating cash flow FY2023: 1181000000.0 · 2023-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Capital expenditure FY2023: 19000000.0 · 2023-12-31 · SEC XBRL PaymentsToDevelopSoftware (10-K/A via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Operating cash flow FY2024: -157000000.0 · 2024-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Capital expenditure FY2024: 37000000.0 · 2024-12-31 · SEC XBRL PaymentsToDevelopSoftware (10-K/A via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Operating cash flow FY2025: 1638000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Capital expenditure FY2025: 39000000.0 · 2025-12-31 · SEC XBRL PaymentsToDevelopSoftware (10-K/A via companyfacts; capex fallback) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Shares outstanding: 899082273.0 · 2026-07-23 · SEC cover page 10-Q 0001783879-26-000114 (sum of classes (Common Class A 790,630,234 x 1; Common Class B 108,452,039 x 1; class economics verified in https://www.sec.gov/Archives/edgar/data/1783879/000178387926000023/hood-20251231.htm)); filing document https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/hood-20260630.htm · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/R1.htm ### Lynch GARP: 42.0 (partial: 4, 6) · complete: False · missing tests: 4, 6 · current inputs as of None · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 2, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch - 1 PEG: P/E divided by 5-yr EPS growth (in % points): 0.24 · threshold <= 1.0 · points 30.0/30 - 2 EPS growth, 5-yr compound rate: +190.0% a year · threshold 12% to 35% a year · points 0.0/20 - 3 P/E on latest annual EPS: 46.4 · threshold <= 25 · points 0.0/10 - 4 Borrowings / equity: None · threshold <= 0.5 · points None/15 - 5 Years of the last 5 in which EPS rose: 4 of 5 · threshold 5 of 5 · points 12.0/15 - 6 Net cash (cash minus borrowings) / market cap: None · threshold >= +10% · points None/10 Inputs: - Price (close, per traded unit): 95.07 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - EPS diluted FY2025: 2.05 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - EPS diluted FY2020: 0.01 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified ### Graham Enterprising: 22.7 (partial: 2) · complete: False · missing tests: 2 · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 11, 'not_cross_checked': 3} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising - 1 Current ratio: 1.22 · threshold >= 1.5 · points 6.7/15 - 2 Borrowings vs working capital: None · threshold <= 1.1x · points None/15 - 3 No earnings deficit in the last 5 years: 2 of 5 profitable · threshold 5 of 5 · points 6.0/15 - 4 Pays a current dividend: no · threshold yes · points 0.0/10 - 5 EPS higher than five years earlier: 0.01 -> 2.05 · threshold higher · points 10.0/10 - 6 Price / book value per share: 8.96 · threshold <= 1.2 · points 0.0/20 - 7 Price / net current asset value per share (current assets minus all liabilities): 11.36 · threshold <= 0.67 · points 0.0/15 Inputs: - Price (close, per traded unit): 95.07 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - current_assets: 54532000000.0 · 2026-06-30 · SEC XBRL AssetsCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_liabilities: 44576000000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - Net income FY2021: -3687000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ · unverified - Net income FY2022: -1028000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ · unverified - Net income FY2023: -541000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2024: 1411000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Net income FY2025: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - Dividend years (Yahoo): [] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/HOOD/history?filter=div - EPS diluted FY2025: 2.05 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - EPS diluted FY2020: 0.01 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ · unverified - equity: 9541000000.0 · 2026-06-30 · SEC XBRL StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - Shares outstanding: 899082273.0 · 2026-07-23 · SEC cover page 10-Q 0001783879-26-000114 (sum of classes (Common Class A 790,630,234 x 1; Common Class B 108,452,039 x 1; class economics verified in https://www.sec.gov/Archives/edgar/data/1783879/000178387926000023/hood-20251231.htm)); filing document https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/hood-20260630.htm · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/R1.htm - liabilities: 47009000000.0 · 2026-06-30 · SEC XBRL Liabilities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified ### Piotroski F-Score: 33.3 (partial: 5, 7, 8) · complete: False · missing tests: 5, 7, 8 · current inputs as of None · stale inputs: none · history 2024–2025 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 17, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski - 1 Return on assets is positive: 4.9% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 2 Operating cash flow is positive: 1,638M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 3 Return on assets improved on the prior year: 5.4% -> 4.9% · threshold pass = 1 · points 0.0/11.11111111111111 - 4 Operating cash flow exceeds net income (accruals): 1,638M vs 1,883M · threshold pass = 1 · points 0.0/11.11111111111111 - 5 Long-term debt / assets fell: None · threshold pass = 1 · points None/11.11111111111111 - 6 Current ratio improved: 1.39 -> 1.26 · threshold pass = 1 · points 0.0/11.11111111111111 - 7 No new shares issued (share count did not rise): None · threshold pass = 1 · points None/11.11111111111111 - 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): None · threshold pass = 1 · points None/11.11111111111111 - 9 Asset turnover (revenue / assets) improved: 0.11 -> 0.12 · threshold pass = 1 · points 11.11111111111111/11.11111111111111 Inputs: - net_income 2025-12-31: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - total_assets 2025-12-31: 38137000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - cfo 2025-12-31: 1638000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - net_income 2025-12-31: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - net_income 2024-12-31: 1411000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - total_assets 2025-12-31: 38137000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - total_assets 2024-12-31: 26187000000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - cfo 2025-12-31: 1638000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - net_income 2025-12-31: 1883000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K/A via companyfacts; frames served proxy 0001783879-26-000053) · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - current_assets 2025-12-31: 36305000000.0 · 2025-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_assets 2024-12-31: 25103000000.0 · 2024-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - current_liabilities 2025-12-31: 28771000000.0 · 2025-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - current_liabilities 2024-12-31: 18104000000.0 · 2024-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - revenue 2025-12-31: 4473000000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - revenue 2024-12-31: 2951000000.0 · 2024-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified - total_assets 2025-12-31: 38137000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/ · unverified - total_assets 2024-12-31: 26187000000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ · unverified ## Market value, source trail - Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used - Traded price: 95.07 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1 - SEC shares outstanding: 899,082,273 underlying shares, period 2026-07-23, SEC cover page 10-Q 0001783879-26-000114 (sum of classes (Common Class A 790,630,234 x 1; Common Class B 108,452,039 x 1; class economics verified in https://www.sec.gov/Archives/edgar/data/1783879/000178387926000023/hood-20251231.htm)); filing document https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/hood-20260630.htm, accession 0001783879-26-000114 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000114/R1.htm - Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None - Market value (price date x latest reported shares): 85,475,751,694 USD; 95.07 (price 2026-10-23) / 1 x 899,082,273 (shares at 2026-07-23) = 85,475,751,694 ## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends) - FY2019 (ended 2019-12-31): 277533000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387922000044/ - FY2020 (ended 2020-12-31): 958000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ - FY2021 (ended 2021-12-31): 1815000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ - FY2022 (ended 2022-12-31): 1358000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ - FY2023 (ended 2023-12-31): 1865000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ - FY2024 (ended 2024-12-31): 2951000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ - FY2025 (ended 2025-12-31): 4473000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ ## Net income by fiscal year (SEC XBRL) - FY2019 (ended 2019-12-31): -106569000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387922000044/ - FY2020 (ended 2020-12-31): 7000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387923000045/ - FY2021 (ended 2021-12-31): -3687000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387924000054/ - FY2022 (ended 2022-12-31): -1028000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387925000049/ - FY2023 (ended 2023-12-31): -541000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ - FY2024 (ended 2024-12-31): 1411000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ - FY2025 (ended 2025-12-31): 1883000000.0 · https://www.sec.gov/Archives/edgar/data/1783879/000178387926000029/ ## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets) - FY2019 (ended 2019-12-31): -0.48 [filed -0.48, split factor 1.0] - FY2020 (ended 2020-12-31): 0.01 [filed 0.01, split factor 1.0] - FY2021 (ended 2021-12-31): -7.49 [filed -7.49, split factor 1.0] - FY2022 (ended 2022-12-31): -1.17 [filed -1.17, split factor 1.0] - FY2023 (ended 2023-12-31): -0.61 [filed -0.61, split factor 1.0] - FY2024 (ended 2024-12-31): 1.56 [filed 1.56, split factor 1.0] - FY2025 (ended 2025-12-31): 2.05 [filed 2.05, split factor 1.0] ## Dividend years (Yahoo history) none ## Insider transactions (SEC Form 4 data set, latest 40) - 2026-10-21 S Bhatt Baiju (director) 23180 @ 102.38 = 2373252 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000029/#live - 2026-10-21 S Bhatt Baiju (director) 11232 @ 101.72 = 1142509 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000029/#live - 2026-10-21 S Bhatt Baiju (director) 6000 @ 100.38 = 602251 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000029/#live - 2026-10-21 S Bhatt Baiju (director) 10500 @ 99.47 = 1044440 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000029/#live - 2026-10-05 S Tenev Vladimir (CEO) 22192 @ 114.95 = 2551053 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000012/#live - 2026-10-05 S Tenev Vladimir (CEO) 193897 @ 113.97 = 22098092 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000012/#live - 2026-10-05 S Tenev Vladimir (CEO) 158911 @ 113.24 = 17994382 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000012/#live - 2026-10-05 S Gallagher Daniel Martin Jr (officer) 500 @ 115.06 = 57529 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000025/#live - 2026-10-05 S Gallagher Daniel Martin Jr (officer) 4700 @ 114.01 = 535830 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000025/#live - 2026-10-05 S Gallagher Daniel Martin Jr (officer) 4800 @ 113.28 = 543741 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000025/#live - 2026-09-22 S Tenev Vladimir (CEO) 1302 @ 126.14 = 164234 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000010/ - 2026-09-22 S Tenev Vladimir (CEO) 239532 @ 125.33 = 30020546 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000010/ - 2026-09-21 S Tenev Vladimir (CEO) 248136 @ 125.55 = 31153475 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000008/ - 2026-09-21 S Tenev Vladimir (CEO) 11030 @ 126.15 = 1391434 · https://www.sec.gov/Archives/edgar/data/1783879/000187100626000008/ - 2026-09-15 S Verma Shiv (CFO) 1800 @ 112.18 = 201924 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-15 S Verma Shiv (CFO) 200 @ 112.83 = 22566 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-15 S Verma Shiv (CFO) 6032 @ 110.26 = 665088 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-15 S Verma Shiv (CFO) 300 @ 106.18 = 31854 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-15 S Verma Shiv (CFO) 1851 @ 109.23 = 202185 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-15 S Verma Shiv (CFO) 1289 @ 111.08 = 143182 · https://www.sec.gov/Archives/edgar/data/1783879/000210858926000024/ - 2026-09-10 S Bhatt Baiju (director) 15984 @ 113.74 = 1818020 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000025/ - 2026-09-10 S Bhatt Baiju (director) 100 @ 116.26 = 11626 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000025/ - 2026-09-10 S Bhatt Baiju (director) 6000 @ 115.54 = 693240 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000025/ - 2026-09-10 S Bhatt Baiju (director) 18889 @ 114.51 = 2162979 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000025/ - 2026-09-10 S Bhatt Baiju (director) 2400 @ 112.77 = 270648 · https://www.sec.gov/Archives/edgar/data/1783879/000187091426000025/ - 2026-09-08 S Treseder Oluwadara Johnson (director) 1875 @ 125.00 = 234375 · https://www.sec.gov/Archives/edgar/data/1783879/000181742526000012/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 900 @ 119.60 = 107640 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 2700 @ 123.91 = 334557 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 3800 @ 123.00 = 467400 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 800 @ 121.66 = 97328 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 400 @ 120.77 = 48308 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 700 @ 124.62 = 87234 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 300 @ 118.37 = 35511 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 200 @ 117.17 = 23434 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 100 @ 115.84 = 11584 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Gallagher Daniel Martin Jr (officer) 100 @ 113.45 = 11345 · https://www.sec.gov/Archives/edgar/data/1783879/000170556026000023/ - 2026-09-03 S Quirk Steven M. (officer) 812 @ 124.58 = 101159 · https://www.sec.gov/Archives/edgar/data/1783879/000165921126000018/ - 2026-09-03 S Quirk Steven M. (officer) 300 @ 117.86 = 35358 · https://www.sec.gov/Archives/edgar/data/1783879/000165921126000018/ - 2026-09-03 S Quirk Steven M. (officer) 200 @ 116.28 = 23256 · https://www.sec.gov/Archives/edgar/data/1783879/000165921126000018/ - 2026-09-03 S Quirk Steven M. (officer) 2397 @ 113.25 = 271460 · https://www.sec.gov/Archives/edgar/data/1783879/000165921126000018/ ## Links - sec_filings: https://www.sec.gov/edgar/browse/?CIK=0001783879 - sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001783879.json - sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001783879&type=4 - sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001783879&type=8-K - yahoo: https://finance.yahoo.com/quote/HOOD - stooq: https://stooq.com/q/d/?s=hood.us - morningstar (link only, nothing stored): https://www.morningstar.com/search?query=HOOD - finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=HOOD - stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/hood/ - seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/HOOD - openinsider (link only, nothing stored): http://openinsider.com/search?q=HOOD - google_news (link only, nothing stored): https://news.google.com/rss/search?q=HOOD+stock Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/HOOD; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.