# CVNA · Carvana Co.

Snapshot 2026-10-26 · CIK 0001690820 · NYSE · Retail-Auto Dealers & Gasoline Stations

Price 57.81 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap None B

Machine-readable: https://theclaudetrader.com/s/CVNA.json · index: https://theclaudetrader.com/llms.txt

## Scores

### Graham Defensive: 39.5 (partial: 5, 7) · complete: False · missing tests: 5, 7 · current inputs as of 2025-12-31 · stale inputs: Revenue · history 2016–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 19, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham
- 1 Adequate size: 20.32 revenue $B · threshold >= 1 · points 5.0/5
- 2a Current ratio: 3.93  · threshold >= 2.0 · points 15.0/15
- 2b Long-term debt vs working capital: 0.81 LTD / WC · threshold <= 1.0 · points 15.0/15
- 3 Positive earnings each of 10 years: 3 of 10  · threshold 10 of 10 · points 4.5/15
- 4 Dividends every year for 20 years: 0 of 20  · threshold 20 of 20 · points 0.0/15
- 5 EPS growth, 3-yr avg now vs 10 yrs ago: None  · threshold >= +33% · points None/10
- 6 P/E on 3-year average EPS: 80.4  · threshold <= 15 · points 0.0/15
- 7 P/B <= 1.5, or P/E x P/B <= 22.5: None  · threshold <= 1.5 or <= 22.5 · points None/10

Inputs:
  - Price (close, per traded unit): 57.81 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - Revenue: 20322000000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - current_assets: 8006000000.0 · 2026-06-30 · SEC XBRL AssetsCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - current_liabilities: 2039000000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - lt_debt: 4854000000.0 · 2026-06-30 · SEC XBRL LongTermDebtNoncurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - equity: 4028000000.0 · 2026-06-30 · SEC XBRL StockholdersEquity (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - Net income FY2016: -93112000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082019000024/ · unverified
  - Net income FY2017: -62841000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082020000052/ · unverified
  - Net income FY2018: -55476000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/ · unverified
  - Net income FY2019: -115000000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/ · unverified
  - Net income FY2020: -171000000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified
  - Net income FY2021: -135000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Net income FY2022: -1587000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Net income FY2023: 450000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2024: 210000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2025: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Dividend years (Yahoo): [] ·  · Yahoo Finance dividend history · https://finance.yahoo.com/quote/CVNA/history?filter=div · unverified
  - EPS diluted FY2023: 0.15 · 2023-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - EPS diluted FY2024: 0.318 · 2024-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - EPS diluted FY2025: 1.69 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified

### Magic Formula: — (insufficient data (no point-in-time SEC outstanding-share fact (weighted-average counts are not used for market value))) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula

### Momentum: 26.7 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum
-  12-1 month return: -6.5 % · threshold  · points 15.2/50
-  6 month return: -28.3 % · threshold  · points 0.8/20
-  Price / 52-week high: 0.604  · threshold  · points 9.1/15
-  Volatility penalty (60d annualised): 52.1 % · threshold  · points 1.6/15

Inputs:
  - Adjusted close series (14 months): 57.81 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · 

### Insider: — (insufficient data (market cap unknown)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider

### Buffett Quality: 7.7 (partial: 7) · complete: False · missing tests: 7 · current inputs as of 2025-12-31 · stale inputs: debt_incl_current · history 2016–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 43, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett
- 1 Average return on equity (net income / year-end equity): -4.6% over 7 yrs  · threshold >= 15% · points 0.0/25
- 2 Profitable every year: 3 of 10  · threshold all years · points 4.5/15
- 3 Net income growth, 3-yr average now vs start of window: base or latest average not positive  · threshold >= +10% · points 0.0/10
- 4 Borrowings / 3-yr average earnings (years to repay): 7.1 years · threshold <= 4 · points 3.2/15
- 5 Operating margin, 5-yr average: -0.4%  · threshold >= 20% · points 0.0/10
- 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): -7.41  · threshold >= 1.0 · points 0.0/10
- 7 Owner-earnings yield (3-yr avg free cash flow / market cap): None  · threshold >= 7% · points None/15

Inputs:
  - Price (close, per traded unit): 57.81 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - Net income FY2018: -55476000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/ · unverified
  - Equity at FY2018 end: 79686000.0 · 2018-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082020000052/ · unverified
  - Net income FY2019: -115000000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/ · unverified
  - Equity at FY2019 end: 98112000.0 · 2019-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/ · unverified
  - Net income FY2020: -171000000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified
  - Equity at FY2020 end: 388000000.0 · 2020-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/ · unverified
  - Net income FY2021: -135000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Equity at FY2021 end: 306000000.0 · 2021-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified
  - Net income FY2023: 450000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Equity at FY2023 end: 243000000.0 · 2023-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Net income FY2024: 210000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Equity at FY2024 end: 1260000000.0 · 2024-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2025: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Equity at FY2025 end: 3441000000.0 · 2025-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - Net income FY2016: -93112000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082019000024/ · unverified
  - Net income FY2017: -62841000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082020000052/ · unverified
  - Net income FY2018: -55476000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/ · unverified
  - Net income FY2019: -115000000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/ · unverified
  - Net income FY2020: -171000000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified
  - Net income FY2021: -135000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Net income FY2022: -1587000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Net income FY2023: 450000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2024: 210000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2025: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - debt_incl_current: 4918000000.0 · 2025-12-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Operating income FY2022: -2351000000.0 · 2022-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Revenue FY2022: 13604000000.0 · 2022-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Operating income FY2023: -80000000.0 · 2023-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Revenue FY2023: 10771000000.0 · 2023-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Operating income FY2024: 990000000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Revenue FY2024: 13673000000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Operating income FY2025: 1881000000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Revenue FY2025: 20322000000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Operating cash flow FY2021: -2594000000.0 · 2021-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Capital expenditure FY2021: 557000000.0 · 2021-12-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Operating cash flow FY2022: -1324000000.0 · 2022-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Capital expenditure FY2022: 512000000.0 · 2022-12-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Operating cash flow FY2023: 803000000.0 · 2023-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Capital expenditure FY2023: 87000000.0 · 2023-12-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified

### Lynch GARP: 20.1 (partial: 6) · complete: False · missing tests: 6 · current inputs as of 2025-12-31 · stale inputs: debt_incl_current · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 4, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch
- 1 PEG: P/E divided by 5-yr EPS growth (in % points): None  · threshold <= 1.0 · points 0.0/30
- 2 EPS growth, 5-yr compound rate: None  · threshold 12% to 35% a year · points 0.0/20
- 3 P/E on latest annual EPS: 34.2  · threshold <= 25 · points 3.9/10
- 4 Borrowings / equity: 1.22  · threshold <= 0.5 · points 4.2/15
- 5 Years of the last 5 in which EPS rose: 4 of 5  · threshold 5 of 5 · points 12.0/15
- 6 Net cash (cash minus borrowings) / market cap: None  · threshold >= +10% · points None/10

Inputs:
  - Price (close, per traded unit): 57.81 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - EPS diluted FY2025: 1.69 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - EPS diluted FY2020: -0.526 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified
  - debt_incl_current: 4918000000.0 · 2025-12-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - equity: 4028000000.0 · 2026-06-30 · SEC XBRL StockholdersEquity (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified

### Graham Enterprising: 49.0 (partial: 6, 7) · complete: False · missing tests: 6, 7 · current inputs as of 2025-12-31 · stale inputs: debt_incl_current · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 10, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising
- 1 Current ratio: 3.93  · threshold >= 1.5 · points 15.0/15
- 2 Borrowings vs working capital: 0.82 x · threshold <= 1.1x · points 15.0/15
- 3 No earnings deficit in the last 5 years: 3 of 5 profitable  · threshold 5 of 5 · points 9.0/15
- 4 Pays a current dividend: no  · threshold yes · points 0.0/10
- 5 EPS higher than five years earlier: -0.53 -> 1.69  · threshold higher · points 10.0/10
- 6 Price / book value per share: None  · threshold <= 1.2 · points None/20
- 7 Price / net current asset value per share (current assets minus all liabilities): None  · threshold <= 0.67 · points None/15

Inputs:
  - Price (close, per traded unit): 57.81 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1
  - current_assets: 8006000000.0 · 2026-06-30 · SEC XBRL AssetsCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - current_liabilities: 2039000000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent (companyfacts) · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - debt_incl_current: 4918000000.0 · 2025-12-31 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2021: -135000000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/ · unverified
  - Net income FY2022: -1587000000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/ · unverified
  - Net income FY2023: 450000000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2024: 210000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Net income FY2025: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - Dividend years (Yahoo): [] ·  · Yahoo Finance dividend history · https://finance.yahoo.com/quote/CVNA/history?filter=div
  - EPS diluted FY2025: 1.69 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - EPS diluted FY2020: -0.526 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/ · unverified

### Piotroski F-Score: 66.7 (partial: 7) · complete: False · missing tests: 7 · current inputs as of None · stale inputs: none · history 2024–2025 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 25, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski
- 1 Return on assets is positive: 10.7%  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 2 Operating cash flow is positive: 1,036M  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 3 Return on assets improved on the prior year: 2.5% -> 10.7%  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 4 Operating cash flow exceeds net income (accruals): 1,036M vs 1,407M  · threshold pass = 1 · points 0.0/11.11111111111111
- 5 Long-term debt / assets fell: 62.0% -> 36.6%  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 6 Current ratio improved: 3.64 -> 4.31  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 7 No new shares issued (share count did not rise): None  · threshold pass = 1 · points None/11.11111111111111
- 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): 7.2% -> 9.3%  · threshold pass = 1 · points 11.11111111111111/11.11111111111111
- 9 Asset turnover (revenue / assets) improved: 1.61 -> 1.54  · threshold pass = 1 · points 0.0/11.11111111111111

Inputs:
  - net_income 2025-12-31: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - total_assets 2025-12-31: 13201000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - cfo 2025-12-31: 1036000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - net_income 2025-12-31: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - net_income 2024-12-31: 210000000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - total_assets 2025-12-31: 13201000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - total_assets 2024-12-31: 8484000000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - cfo 2025-12-31: 1036000000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - net_income 2025-12-31: 1407000000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - lt_debt 2025-12-31: 4830000000.0 · 2025-12-31 · SEC XBRL LongTermDebtNoncurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - lt_debt 2024-12-31: 5256000000.0 · 2024-12-31 · SEC XBRL LongTermDebtNoncurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - total_assets 2025-12-31: 13201000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - total_assets 2024-12-31: 8484000000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - current_assets 2025-12-31: 6549000000.0 · 2025-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - current_assets 2024-12-31: 4869000000.0 · 2024-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - current_liabilities 2025-12-31: 1519000000.0 · 2025-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - current_liabilities 2024-12-31: 1338000000.0 · 2024-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - operating_income 2025-12-31: 1881000000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - operating_income 2024-12-31: 990000000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - revenue 2025-12-31: 20322000000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - revenue 2024-12-31: 13673000000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - revenue 2025-12-31: 20322000000.0 · 2025-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - revenue 2024-12-31: 13673000000.0 · 2024-12-31 · SEC XBRL RevenueFromContractWithCustomerExcludingAssessedTax · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified
  - total_assets 2025-12-31: 13201000000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000055/ · unverified
  - total_assets 2024-12-31: 8484000000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/ · unverified

## Market value, source trail

- Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used
- Traded price: 57.81 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1
- SEC shares outstanding: no fresh share count
- Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None
- Market value (price date x latest reported shares): unavailable: SEC cover page (10-Q 0001690820-26-000055, as of 2026-07-27): multiple classes on cover (Class A Common Stock: 719,916,415; Class B Common Stock: 380,547,355); economic equivalence not verified, total withheld

## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends)

- FY2015 (ended 2015-12-31): 130392000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082018000005/
- FY2016 (ended 2016-12-31): 365148000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082019000024/
- FY2017 (ended 2017-12-31): 858870000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082020000052/
- FY2018 (ended 2018-12-31): 1955467000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/
- FY2019 (ended 2019-12-31): 3940000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/
- FY2020 (ended 2020-12-31): 5587000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/
- FY2021 (ended 2021-12-31): 12814000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/
- FY2022 (ended 2022-12-31): 13604000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/
- FY2023 (ended 2023-12-31): 10771000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/
- FY2024 (ended 2024-12-31): 13673000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/
- FY2025 (ended 2025-12-31): 20322000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/

## Net income by fiscal year (SEC XBRL)

- FY2015 (ended 2015-12-31): -36780000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082018000005/
- FY2016 (ended 2016-12-31): -93112000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082019000024/
- FY2017 (ended 2017-12-31): -62841000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082020000052/
- FY2018 (ended 2018-12-31): -55476000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082021000069/
- FY2019 (ended 2019-12-31): -115000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082022000080/
- FY2020 (ended 2020-12-31): -171000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082023000052/
- FY2021 (ended 2021-12-31): -135000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082024000093/
- FY2022 (ended 2022-12-31): -1587000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082025000074/
- FY2023 (ended 2023-12-31): 450000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/
- FY2024 (ended 2024-12-31): 210000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/
- FY2025 (ended 2025-12-31): 1407000000.0 · https://www.sec.gov/Archives/edgar/data/1690820/000169082026000009/

## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets)

- FY2019 (ended 2019-12-31): -0.49 [filed -2.45, split factor 5.0]
- FY2020 (ended 2020-12-31): -0.526 [filed -2.63, split factor 5.0]
- FY2021 (ended 2021-12-31): -0.326 [filed -1.63, split factor 5.0]
- FY2022 (ended 2022-12-31): -3.148 [filed -15.74, split factor 5.0]
- FY2023 (ended 2023-12-31): 0.15 [filed 0.75, split factor 5.0]
- FY2024 (ended 2024-12-31): 0.318 [filed 1.59, split factor 5.0]
- FY2025 (ended 2025-12-31): 1.69 [filed 8.45, split factor 5.0]

## Dividend years (Yahoo history)

none

## Insider transactions (SEC Form 4 data set, latest 40)

- 2026-10-12 S Taira Thomas (Pres) 5597 @ 65.00 = 363805 · https://www.sec.gov/Archives/edgar/data/1690820/000160788926000038/#live
- 2026-10-01 S Palmer Stephen R (Pres) 2320 @ 62.82 = 145742 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000022/#live
- 2026-10-01 S Palmer Stephen R (Pres) 920 @ 61.64 = 56709 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000022/#live
- 2026-10-01 S Palmer Stephen R (Pres) 840 @ 60.75 = 51030 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000022/#live
- 2026-10-01 S Palmer Stephen R (Pres) 920 @ 59.48 = 54722 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000022/#live
- 2026-10-01 S JENKINS MARK W. (CFO) 5869 @ 63.04 = 369982 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000022/#live
- 2026-10-01 S JENKINS MARK W. (CFO) 24761 @ 62.73 = 1553258 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000022/#live
- 2026-10-01 S JENKINS MARK W. (CFO) 13318 @ 61.47 = 818657 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000022/#live
- 2026-10-01 S JENKINS MARK W. (CFO) 9362 @ 60.60 = 567337 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000022/#live
- 2026-10-01 S JENKINS MARK W. (CFO) 10440 @ 59.44 = 620554 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000022/#live
- 2026-09-14 S Taira Thomas (Pres) 2680 @ 70.05 = 187734 · https://www.sec.gov/Archives/edgar/data/1690820/000160788926000034/
- 2026-09-14 S Taira Thomas (Pres) 14109 @ 70.68 = 997224 · https://www.sec.gov/Archives/edgar/data/1690820/000160788926000034/
- 2026-09-01 S JENKINS MARK W. (CFO) 37406 @ 71.36 = 2669292 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000020/
- 2026-09-01 S JENKINS MARK W. (CFO) 26344 @ 71.83 = 1892290 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000020/
- 2026-09-01 S Palmer Stephen R (Pres) 1600 @ 71.88 = 115008 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000020/
- 2026-09-01 S Palmer Stephen R (Pres) 3400 @ 71.40 = 242760 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000020/
- 2026-09-01 S HUSTON BENJAMIN E. (COO) 20526 @ 71.83 = 1474383 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000020/
- 2026-09-01 S HUSTON BENJAMIN E. (COO) 29474 @ 71.36 = 2103265 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000020/
- 2026-08-14 S QUAYLE J DANFORTH (director) 14525 @ 75.00 = 1089375 · https://www.sec.gov/Archives/edgar/data/1690820/000121041226000008/
- 2026-08-14 S PLATT IRA J. (director) 15000 @ 75.50 = 1132500 · https://www.sec.gov/Archives/edgar/data/1690820/000170245526000010/
- 2026-08-13 S PLATT IRA J. (director) 15000 @ 73.00 = 1095000 · https://www.sec.gov/Archives/edgar/data/1690820/000170245526000010/
- 2026-08-03 S HUSTON BENJAMIN E. (COO) 6320 @ 63.18 = 399298 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000018/
- 2026-08-03 S HUSTON BENJAMIN E. (COO) 15920 @ 65.06 = 1035755 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000018/
- 2026-08-03 S HUSTON BENJAMIN E. (COO) 5616 @ 65.81 = 369589 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000018/
- 2026-08-03 S HUSTON BENJAMIN E. (COO) 22144 @ 64.14 = 1420316 · https://www.sec.gov/Archives/edgar/data/1690820/000170053726000018/
- 2026-08-03 S Palmer Stephen R (Pres) 520 @ 65.82 = 34226 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000018/
- 2026-08-03 S Palmer Stephen R (Pres) 1440 @ 65.14 = 93802 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000018/
- 2026-08-03 S Palmer Stephen R (Pres) 760 @ 63.19 = 48024 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000018/
- 2026-08-03 S Palmer Stephen R (Pres) 2280 @ 64.22 = 146422 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000018/
- 2026-08-03 S JENKINS MARK W. (CFO) 8637 @ 65.75 = 567883 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000018/
- 2026-08-03 S JENKINS MARK W. (CFO) 22886 @ 64.93 = 1485988 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000018/
- 2026-08-03 S JENKINS MARK W. (CFO) 7940 @ 63.17 = 501570 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000018/
- 2026-08-03 S JENKINS MARK W. (CFO) 24287 @ 64.08 = 1556311 · https://www.sec.gov/Archives/edgar/data/1690820/000170054026000018/
- 2026-07-31 P MAROONE MICHAEL E (director) 21153 @ 61.69 = 1304929 · https://www.sec.gov/Archives/edgar/data/1690820/000108801126000006/
- 2026-07-31 P MAROONE MICHAEL E (director) 3847 @ 62.40 = 240053 · https://www.sec.gov/Archives/edgar/data/1690820/000108801126000006/
- 2026-07-01 S Palmer Stephen R (Pres) 1320 @ 67.81 = 89509 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000016/
- 2026-07-01 S Palmer Stephen R (Pres) 360 @ 66.09 = 23792 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000016/
- 2026-07-01 S Palmer Stephen R (Pres) 280 @ 65.13 = 18236 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000016/
- 2026-07-01 S Palmer Stephen R (Pres) 1360 @ 68.47 = 93119 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000016/
- 2026-07-01 S Palmer Stephen R (Pres) 600 @ 69.69 = 41814 · https://www.sec.gov/Archives/edgar/data/1690820/000178355826000016/

## Links

- sec_filings: https://www.sec.gov/edgar/browse/?CIK=0001690820
- sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001690820.json
- sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001690820&type=4
- sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001690820&type=8-K
- yahoo: https://finance.yahoo.com/quote/CVNA
- stooq: https://stooq.com/q/d/?s=cvna.us
- morningstar (link only, nothing stored): https://www.morningstar.com/search?query=CVNA
- finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=CVNA
- stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/cvna/
- seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/CVNA
- openinsider (link only, nothing stored): http://openinsider.com/search?q=CVNA
- google_news (link only, nothing stored): https://news.google.com/rss/search?q=CVNA+stock

Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/CVNA; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23.

Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.