# CPAY · Corpay, Inc. Snapshot 2026-10-26 · CIK 0001175454 · NYSE · Services-Business Services, Nec Price 408.46 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 26.82 B Machine-readable: https://theclaudetrader.com/s/CPAY.json · index: https://theclaudetrader.com/llms.txt ## Scores ### Graham Defensive: 30.0 (ok) · complete: True · missing tests: none · current inputs as of 2025-12-31 · stale inputs: Revenue · history 2014–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 22, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham - 1 Adequate size: 4.53 revenue $B · threshold >= 1 · points 5.0/5 - 2a Current ratio: 0.97 · threshold >= 2.0 · points 0.0/15 - 2b Long-term debt vs working capital: None LTD / WC · threshold <= 1.0 · points 0.0/15 - 3 Positive earnings each of 10 years: 10 of 10 · threshold 10 of 10 · points 15.0/15 - 4 Dividends every year for 20 years: 0 of 20 · threshold 20 of 20 · points 0.0/15 - 5 EPS growth, 3-yr avg now vs 10 yrs ago: 4.28 -> 14.07 (+229%) · threshold >= +33% · points 10.0/10 - 6 P/E on 3-year average EPS: 29.0 · threshold <= 15 · points 0.0/15 - 7 P/B <= 1.5, or P/E x P/B <= 22.5: P/B 7.57, product 219.9 · threshold <= 1.5 or <= 22.5 · points 0.0/10 Inputs: - Price (close, per traded unit): 408.46 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Revenue: 4528403000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - debt_incl_current: 10623531000.0 · 2026-06-30 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - current_assets: 16483992000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - current_liabilities: 16959099000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - equity: 3541884000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - Net income FY2016: 452385000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545419000004/ · unverified - Net income FY2017: 740200000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545420000008/ · unverified - Net income FY2018: 811483000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545421000022/ · unverified - Net income FY2019: 895073000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828022004531/ · unverified - Net income FY2020: 704216000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - Net income FY2021: 839497000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Net income FY2022: 954327000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Net income FY2023: 981890000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2024: 1003746000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2025: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Dividend years (Yahoo): [] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/CPAY/history?filter=div · unverified - EPS diluted FY2014: 4.24 · 2014-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545417000005/ · unverified - EPS diluted FY2015: 3.85 · 2015-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545418000007/ · unverified - EPS diluted FY2016: 4.75 · 2016-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545419000004/ · unverified - EPS diluted FY2023: 13.2 · 2023-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - EPS diluted FY2024: 13.97 · 2024-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - EPS diluted FY2025: 15.03 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Shares outstanding: 65659599.0 · 2026-07-31 · SEC cover page 10-Q 0001175454-26-000050 (65,659,599 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/cpay-20260630.htm · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/R1.htm ### Magic Formula: — (insufficient data (invested capital not positive (negative working capital exceeds fixed assets))) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula ### Momentum: 84.9 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum - 12-1 month return: 38.9 % · threshold · points 41.6/50 - 6 month return: 30.3 % · threshold · points 17.5/20 - Price / 52-week high: 0.961 · threshold · points 14.4/15 - Volatility penalty (60d annualised): 22.0 % · threshold · points 11.3/15 Inputs: - Adjusted close series (14 months): 408.46 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · ### Insider: 0.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider - Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold · points 0.0/35 - Distinct buyers: 0 · threshold · points 0.0/25 - Buyer seniority: 0.0 · threshold · points 0.0/20 - Recency (half-life 30d): 0.0 · threshold · points 0.0/10 - Sales penalty (excludes 10b5-1 plan sales): 42.3 bp · threshold · points -9.9/0 Inputs: - Form 4 S Clarke Ronald 2026-08-25: 2807124.24 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 4971471.04 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 6408956.75 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 20837445.36 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 10199071.4 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 3971995.17 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-25: 80116.23 · 2026-08-25 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 16784.8 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 1691775.54 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 3154413.6 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 3508991.6100000003 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 21552615.28 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 2436089.12 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S Clarke Ronald 2026-08-24: 6877662.8 · 2026-08-24 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - Form 4 S King Alan 2026-08-21: 1585201.05 · 2026-08-21 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365660/ - Form 4 S King Alan 2026-08-20: 107250.59999999999 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - Form 4 S King Alan 2026-08-20: 4120814.96 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - Form 4 S King Alan 2026-08-20: 3410776.96 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - Form 4 S Stull Steven T 2026-08-20: 362947.89 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - Form 4 S Stull Steven T 2026-08-20: 244211.18 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - Form 4 S Stull Steven T 2026-08-20: 367752.63 · 2026-08-20 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - Form 4 S Stull Steven T 2026-08-19: 807147.6 · 2026-08-19 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S Stull Steven T 2026-08-19: 671317.6 · 2026-08-19 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S Stull Steven T 2026-08-19: 16496.8 · 2026-08-19 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S Stull Steven T 2026-08-19: 147686.4 · 2026-08-19 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S King Alan 2026-08-18: 75046.47 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S King Alan 2026-08-18: 1075272.96 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S King Alan 2026-08-18: 1565980.0 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S King Alan 2026-08-18: 3936000.0 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S King Alan 2026-08-18: 1010125.56 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S Stull Steven T 2026-08-18: 186636.45 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S Stull Steven T 2026-08-18: 77433.44 · 2026-08-18 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - Form 4 S King Alan 2026-08-14: 2988248.76 · 2026-08-14 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - Form 4 S Farrelly Joseph W 2026-08-13: 726717.5299999999 · 2026-08-13 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ - Form 4 S Farrelly Joseph W 2026-08-12: 717124.98 · 2026-08-12 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ - Form 4 S Farrelly Joseph W 2026-08-12: 729162.0 · 2026-08-12 · SEC Form 4 (insider transactions data set) · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ ### Buffett Quality: 78.3 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2016–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 47, 'not_cross_checked': 2} · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett - 1 Average return on equity (net income / year-end equity): 28.2% over 8 yrs · threshold >= 15% · points 25.0/25 - 2 Profitable every year: 10 of 10 · threshold all years · points 15.0/15 - 3 Net income growth, 3-yr average now vs start of window: +6.2% a year · threshold >= +10% · points 6.2/10 - 4 Borrowings / 3-yr average earnings (years to repay): 10.4 years · threshold <= 4 · points 0.0/15 - 5 Operating margin, 5-yr average: 43.8% · threshold >= 20% · points 10.0/10 - 6 Free cash flow / net income, 5-yr (operating cash flow minus capex): 1.38 · threshold >= 1.0 · points 10.0/10 - 7 Owner-earnings yield (3-yr avg free cash flow / market cap): 6.2% · threshold >= 7% · points 12.1/15 Inputs: - Price (close, per traded unit): 408.46 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - Net income FY2018: 811483000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545421000022/ · unverified - Equity at FY2018 end: 3340180000.0 · 2018-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828022004531/ · unverified - Net income FY2019: 895073000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828022004531/ · unverified - Equity at FY2019 end: 3711616000.0 · 2019-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - Net income FY2020: 704216000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - Equity at FY2020 end: 3355411000.0 · 2020-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Net income FY2021: 839497000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Equity at FY2021 end: 2866580000.0 · 2021-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Net income FY2022: 954327000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Equity at FY2022 end: 2541493000.0 · 2022-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828024046515/ · unverified - Net income FY2023: 981890000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Equity at FY2023 end: 3282359000.0 · 2023-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Net income FY2024: 1003746000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Equity at FY2024 end: 3122342000.0 · 2024-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2025: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Equity at FY2025 end: 3883864000.0 · 2025-12-31 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - Net income FY2016: 452385000.0 · 2016-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545419000004/ · unverified - Net income FY2017: 740200000.0 · 2017-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545420000008/ · unverified - Net income FY2018: 811483000.0 · 2018-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545421000022/ · unverified - Net income FY2019: 895073000.0 · 2019-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828022004531/ · unverified - Net income FY2020: 704216000.0 · 2020-12-31 · SEC XBRL NetIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - Net income FY2021: 839497000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Net income FY2022: 954327000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Net income FY2023: 981890000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2024: 1003746000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2025: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - debt_incl_current: 10623531000.0 · 2026-06-30 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - Operating income FY2021: 1242556000.0 · 2021-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Revenue FY2021: 2833736000.0 · 2021-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Operating income FY2022: 1446641000.0 · 2022-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Revenue FY2022: 3427129000.0 · 2022-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Operating income FY2023: 1656873000.0 · 2023-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Revenue FY2023: 3757719000.0 · 2023-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Operating income FY2024: 1787157000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Revenue FY2024: 3974589000.0 · 2024-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Operating income FY2025: 1994108000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Revenue FY2025: 4528403000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Operating cash flow FY2021: 1197063000.0 · 2021-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Capital expenditure FY2021: 111530000.0 · 2021-12-31 · SEC XBRL PaymentsToAcquirePropertyPlantAndEquipment · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified ### Lynch GARP: 43.5 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 5, 'not_cross_checked': 1} · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch - 1 PEG: P/E divided by 5-yr EPS growth (in % points): 2.07 · threshold <= 1.0 · points 0.0/30 - 2 EPS growth, 5-yr compound rate: +13.1% a year · threshold 12% to 35% a year · points 20.0/20 - 3 P/E on latest annual EPS: 27.2 · threshold <= 25 · points 8.5/10 - 4 Borrowings / equity: 3.0 · threshold <= 0.5 · points 0.0/15 - 5 Years of the last 5 in which EPS rose: 5 of 5 · threshold 5 of 5 · points 15.0/15 - 6 Net cash (cash minus borrowings) / market cap: -27.8% · threshold >= +10% · points 0.0/10 Inputs: - Price (close, per traded unit): 408.46 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - EPS diluted FY2025: 15.03 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - EPS diluted FY2020: 8.12 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - debt_incl_current: 10623531000.0 · 2026-06-30 · SEC XBRL LongTermDebt · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - equity: 3541884000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - cash: 3163539000.0 · 2026-06-30 · SEC XBRL CashAndCashEquivalentsAtCarryingValue · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified ### Graham Enterprising: 25.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-06-30 · stale inputs: none · history 2020–2025 · price 2026-10-23 · verification {'verified': 0, 'mismatch': 0, 'unverified': 10, 'not_cross_checked': 3} · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising - 1 Current ratio: 0.97 · threshold >= 1.5 · points 0.0/15 - 2 Borrowings vs working capital: None · threshold <= 1.1x · points 0.0/15 - 3 No earnings deficit in the last 5 years: 5 of 5 profitable · threshold 5 of 5 · points 15.0/15 - 4 Pays a current dividend: no · threshold yes · points 0.0/10 - 5 EPS higher than five years earlier: 8.12 -> 15.03 · threshold higher · points 10.0/10 - 6 Price / book value per share: 7.57 · threshold <= 1.2 · points 0.0/20 - 7 Price / net current asset value per share (current assets minus all liabilities): None · threshold <= 0.67 · points 0.0/15 Inputs: - Price (close, per traded unit): 408.46 · 2026-10-23 · Alpaca Market Data (consolidated SIP daily bar) · https://docs.alpaca.markets/docs/historical-stock-data-1 - current_assets: 16483992000.0 · 2026-06-30 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - current_liabilities: 16959099000.0 · 2026-06-30 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - Net income FY2021: 839497000.0 · 2021-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ · unverified - Net income FY2022: 954327000.0 · 2022-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ · unverified - Net income FY2023: 981890000.0 · 2023-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2024: 1003746000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Net income FY2025: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - Dividend years (Yahoo): [] · · Yahoo Finance dividend history · https://finance.yahoo.com/quote/CPAY/history?filter=div - EPS diluted FY2025: 15.03 · 2025-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - EPS diluted FY2020: 8.12 · 2020-12-31 · SEC XBRL EarningsPerShareDiluted · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ · unverified - equity: 3541884000.0 · 2026-06-30 · SEC XBRL StockholdersEquity · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - Shares outstanding: 65659599.0 · 2026-07-31 · SEC cover page 10-Q 0001175454-26-000050 (65,659,599 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/cpay-20260630.htm · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/R1.htm ### Piotroski F-Score: 44.4 (partial: 5) · complete: False · missing tests: 5 · current inputs as of None · stale inputs: none · history 2024–2026 · price None · verification {'verified': 0, 'mismatch': 0, 'unverified': 23, 'not_cross_checked': 0} · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski - 1 Return on assets is positive: 4.1% · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 2 Operating cash flow is positive: 1,500M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 3 Return on assets improved on the prior year: 5.6% -> 4.1% · threshold pass = 1 · points 0.0/11.11111111111111 - 4 Operating cash flow exceeds net income (accruals): 1,500M vs 1,070M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 5 Long-term debt / assets fell: None · threshold pass = 1 · points None/11.11111111111111 - 6 Current ratio improved: 1.00 -> 0.98 · threshold pass = 1 · points 0.0/11.11111111111111 - 7 No new shares issued (share count did not rise): 71M -> 66M · threshold pass = 1 · points 11.11111111111111/11.11111111111111 - 8 Operating margin improved (stand-in for gross margin, which the dataset does not carry): 45.0% -> 44.0% · threshold pass = 1 · points 0.0/11.11111111111111 - 9 Asset turnover (revenue / assets) improved: 0.22 -> 0.17 · threshold pass = 1 · points 0.0/11.11111111111111 Inputs: - net_income 2025-12-31: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - total_assets 2025-12-31: 26408135000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - cfo 2025-12-31: 1499901000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - net_income 2025-12-31: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - net_income 2024-12-31: 1003746000.0 · 2024-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - total_assets 2025-12-31: 26408135000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - total_assets 2024-12-31: 17957031000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - cfo 2025-12-31: 1499901000.0 · 2025-12-31 · SEC XBRL NetCashProvidedByUsedInOperatingActivities · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - net_income 2025-12-31: 1069826000.0 · 2025-12-31 · SEC XBRL NetIncomeLoss (10-K via companyfacts; frames served proxy 0001175454-26-000022) · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - current_assets 2025-12-31: 13963240000.0 · 2025-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - current_assets 2024-12-31: 8675869000.0 · 2024-12-31 · SEC XBRL AssetsCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - current_liabilities 2025-12-31: 14296677000.0 · 2025-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - current_liabilities 2024-12-31: 8707881000.0 · 2024-12-31 · SEC XBRL LiabilitiesCurrent · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - shares_out 2026-07-31: 65659599.0 · 2026-07-31 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - shares_out 2025-08-04: 70614383.0 · 2025-08-04 · SEC XBRL EntityCommonStockSharesOutstanding · https://www.sec.gov/Archives/edgar/data/1175454/000117545425000018/ · unverified - operating_income 2025-12-31: 1994108000.0 · 2025-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - operating_income 2024-12-31: 1787157000.0 · 2024-12-31 · SEC XBRL OperatingIncomeLoss · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - revenue 2025-12-31: 4528403000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - revenue 2024-12-31: 3974589000.0 · 2024-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - revenue 2025-12-31: 4528403000.0 · 2025-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - revenue 2024-12-31: 3974589000.0 · 2024-12-31 · SEC XBRL Revenues · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified - total_assets 2025-12-31: 26408135000.0 · 2025-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/ · unverified - total_assets 2024-12-31: 17957031000.0 · 2024-12-31 · SEC XBRL Assets · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ · unverified ## Market value, source trail - Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used - Traded price: 408.46 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1 - SEC shares outstanding: 65,659,599 underlying shares, period 2026-07-31, SEC cover page 10-Q 0001175454-26-000050 (65,659,599 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/cpay-20260630.htm, accession 0001175454-26-000050 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000050/R1.htm - Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None - Market value (price date x latest reported shares): 26,819,319,808 USD; 408.46 (price 2026-10-23) / 1 x 65,659,599 (shares at 2026-07-31) = 26,819,319,808 ## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends) - FY2013 (ended 2013-12-31): 895171000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000119312516485752/ - FY2014 (ended 2014-12-31): 1199390000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545417000005/ - FY2015 (ended 2015-12-31): 1702865000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545418000007/ - FY2016 (ended 2016-12-31): 1831546000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545419000004/ - FY2017 (ended 2017-12-31): 2249538000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545420000008/ - FY2018 (ended 2018-12-31): 2433492000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545421000022/ - FY2019 (ended 2019-12-31): 2648848000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828022022016/ - FY2020 (ended 2020-12-31): 2388855000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ - FY2021 (ended 2021-12-31): 2833736000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ - FY2022 (ended 2022-12-31): 3427129000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ - FY2023 (ended 2023-12-31): 3757719000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ - FY2024 (ended 2024-12-31): 3974589000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ - FY2025 (ended 2025-12-31): 4528403000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ ## Net income by fiscal year (SEC XBRL) - FY2013 (ended 2013-12-31): 284501000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000119312516485752/ - FY2014 (ended 2014-12-31): 368707000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545417000005/ - FY2015 (ended 2015-12-31): 362431000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545418000007/ - FY2016 (ended 2016-12-31): 452385000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545419000004/ - FY2017 (ended 2017-12-31): 740200000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545420000008/ - FY2018 (ended 2018-12-31): 811483000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545421000022/ - FY2019 (ended 2019-12-31): 895073000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828022004531/ - FY2020 (ended 2020-12-31): 704216000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828023005444/ - FY2021 (ended 2021-12-31): 839497000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828024008060/ - FY2022 (ended 2022-12-31): 954327000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000162828025008746/ - FY2023 (ended 2023-12-31): 981890000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ - FY2024 (ended 2024-12-31): 1003746000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ - FY2025 (ended 2025-12-31): 1069826000.0 · https://www.sec.gov/Archives/edgar/data/1175454/000117545426000018/ ## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets) - FY2013 (ended 2013-12-31): 3.36 [filed 3.36, split factor 1.0] - FY2014 (ended 2014-12-31): 4.24 [filed 4.24, split factor 1.0] - FY2015 (ended 2015-12-31): 3.85 [filed 3.85, split factor 1.0] - FY2016 (ended 2016-12-31): 4.75 [filed 4.75, split factor 1.0] - FY2017 (ended 2017-12-31): 7.91 [filed 7.91, split factor 1.0] - FY2018 (ended 2018-12-31): 8.81 [filed 8.81, split factor 1.0] - FY2019 (ended 2019-12-31): 9.94 [filed 9.94, split factor 1.0] - FY2020 (ended 2020-12-31): 8.12 [filed 8.12, split factor 1.0] - FY2021 (ended 2021-12-31): 9.99 [filed 9.99, split factor 1.0] - FY2022 (ended 2022-12-31): 12.42 [filed 12.42, split factor 1.0] - FY2023 (ended 2023-12-31): 13.2 [filed 13.2, split factor 1.0] - FY2024 (ended 2024-12-31): 13.97 [filed 13.97, split factor 1.0] - FY2025 (ended 2025-12-31): 15.03 [filed 15.03, split factor 1.0] ## Dividend years (Yahoo history) none ## Insider transactions (SEC Form 4 data set, latest 40) - 2026-08-25 S Clarke Ronald (CEO) 6854 @ 409.56 = 2807124 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 12109 @ 410.56 = 4971471 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 15575 @ 411.49 = 6408957 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 50504 @ 412.59 = 20837445 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 24670 @ 413.42 = 10199071 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 9581 @ 414.57 = 3971995 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-25 S Clarke Ronald (CEO) 193 @ 415.11 = 80116 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 40 @ 419.62 = 16785 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 4039 @ 418.86 = 1691776 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 7545 @ 418.08 = 3154414 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 8409 @ 417.29 = 3508992 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 51919 @ 415.12 = 21552615 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 5882 @ 414.16 = 2436089 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-24 S Clarke Ronald (CEO) 16540 @ 415.82 = 6877663 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365658/ - 2026-08-21 S King Alan (Pres) 3805 @ 416.61 = 1585201 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526365660/ - 2026-08-20 S King Alan (Pres) 258 @ 415.70 = 107251 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - 2026-08-20 S King Alan (Pres) 9928 @ 415.07 = 4120815 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - 2026-08-20 S King Alan (Pres) 8237 @ 414.08 = 3410777 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361107/ - 2026-08-20 S Stull Steven T (director) 879 @ 412.91 = 362948 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - 2026-08-20 S Stull Steven T (director) 589 @ 414.62 = 244211 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - 2026-08-20 S Stull Steven T (director) 889 @ 413.67 = 367753 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526361115/ - 2026-08-19 S Stull Steven T (director) 1960 @ 411.81 = 807148 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-19 S Stull Steven T (director) 1640 @ 409.34 = 671318 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-19 S Stull Steven T (director) 40 @ 412.42 = 16497 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-19 S Stull Steven T (director) 360 @ 410.24 = 147686 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-18 S King Alan (Pres) 183 @ 410.09 = 75046 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-18 S King Alan (Pres) 2617 @ 410.88 = 1075273 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-18 S King Alan (Pres) 3800 @ 412.10 = 1565980 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-18 S King Alan (Pres) 9600 @ 410.00 = 3936000 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-18 S King Alan (Pres) 2463 @ 410.12 = 1010126 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-18 S Stull Steven T (director) 455 @ 410.19 = 186636 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-18 S Stull Steven T (director) 188 @ 411.88 = 77433 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526359318/ - 2026-08-14 S King Alan (Pres) 7122 @ 419.58 = 2988249 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526355956/ - 2026-08-13 S Farrelly Joseph W (director) 1751 @ 415.03 = 726718 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ - 2026-08-12 S Farrelly Joseph W (director) 1749 @ 410.02 = 717125 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ - 2026-08-12 S Farrelly Joseph W (director) 1800 @ 405.09 = 729162 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526352221/ - 2026-06-15 S Netto Armando Lins (Pres) 70476 @ 352.13 = 24816714 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526273107/ - 2026-06-11 S Netto Armando Lins (Pres) 4560 @ 351.60 = 1603296 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526269414/ - 2026-06-02 S Stull Steven T (director) 1000 @ 360.78 = 360780 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526271566/ - 2026-05-29 S Netto Armando Lins (Pres) 2694 @ 357.02 = 961812 · https://www.sec.gov/Archives/edgar/data/1175454/000119312526248364/ ## Links - sec_filings: https://www.sec.gov/edgar/browse/?CIK=0001175454 - sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001175454.json - sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001175454&type=4 - sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001175454&type=8-K - yahoo: https://finance.yahoo.com/quote/CPAY - stooq: https://stooq.com/q/d/?s=cpay.us - morningstar (link only, nothing stored): https://www.morningstar.com/search?query=CPAY - finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=CPAY - stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/cpay/ - seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/CPAY - openinsider (link only, nothing stored): http://openinsider.com/search?q=CPAY - google_news (link only, nothing stored): https://news.google.com/rss/search?q=CPAY+stock Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/CPAY; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.