# CFG · Citizens Financial Group Inc Snapshot 2026-10-26 · CIK 0000759944 · NYSE · State Commercial Banks Price 65.14 (2026-10-23, Alpaca Market Data (consolidated SIP daily bar)) · Market cap 27.44 B Machine-readable: https://theclaudetrader.com/s/CFG.json · index: https://theclaudetrader.com/llms.txt ## Scores ### Graham Defensive: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham ### Magic Formula: — (not scored) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/magic_formula ### Momentum: 73.0 (ok) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price 2026-10-23 · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/momentum - 12-1 month return: 30.6 % · threshold · points 39.1/50 - 6 month return: 1.3 % · threshold · points 8.8/20 - Price / 52-week high: 0.872 · threshold · points 13.1/15 - Volatility penalty (60d annualised): 20.8 % · threshold · points 12.0/15 Inputs: - Adjusted close series (14 months): 65.14 · 2026-10-23 · Yahoo Finance / Alpaca Market Data daily history · ### Insider: 0.0 (no open-market transactions in window) · complete: True · missing tests: none · current inputs as of 2026-10-23 · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/insider - Open-market buy value / market cap (percentile among buyers): 0.0 bp · threshold · points 0.0/35 - Distinct buyers: 0 · threshold · points 0.0/25 - Buyer seniority: 0.0 · threshold · points 0.0/20 - Recency (half-life 30d): 0.0 · threshold · points 0.0/10 - Sales penalty (excludes 10b5-1 plan sales): 0.0 bp · threshold · points -0.0/0 ### Buffett Quality: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/buffett ### Lynch GARP: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/lynch ### Graham Enterprising: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/graham_enterprising ### Piotroski F-Score: — (not scored (financial)) · complete: None · missing tests: none · current inputs as of None · stale inputs: none · history None–None · price None · verification None · computed 2026-10-26 · rules https://theclaudetrader.com/p/piotroski ## Market value, source trail - Formula: market_value = traded_price (price date) / depositary_ratio x latest point-in-time SEC shares outstanding (share-count date shown; from the filing cover page, summed across share classes only where the issuer filing verifies the classes are economically equivalent (rule + evidence URL in the source text), else withheld; priced at the primary listed class, so where other classes trade at a different price the value is an approximation; restated only for issuer-verified splits after the count date); weighted-average share counts are never used - Traded price: 65.14 on 2026-10-23 (USD per traded unit (share or ADS)) · https://docs.alpaca.markets/docs/historical-stock-data-1 - SEC shares outstanding: 421,176,788 underlying shares, period 2026-07-24, SEC cover page 10-Q 0000759944-26-000148 (421,176,788 shares (single class on cover)); filing document https://www.sec.gov/Archives/edgar/data/759944/000075994426000148/cfg-20260630.htm, accession 0000759944-26-000148 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000148/R1.htm - Depositary ratio: 1.0 (domestic; 10-K filer; SEC shares are the traded units) · None - Market value (price date x latest reported shares): 27,435,455,970 USD; 65.14 (price 2026-10-23) / 1 x 421,176,788 (shares at 2026-07-24) = 27,435,455,970 ## Revenue by fiscal year (SEC XBRL; FY = calendar year in which the fiscal year ends) - FY2013 (ended 2013-12-31): 4690000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994416000099/ - FY2014 (ended 2014-12-31): 4979000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994417000012/ - FY2015 (ended 2015-12-31): 4824000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994418000016/ - FY2016 (ended 2016-12-31): 5255000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994419000024/ - FY2017 (ended 2017-12-31): 5707000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994420000030/ - FY2018 (ended 2018-12-31): 6128000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994421000034/ - FY2019 (ended 2019-12-31): 6491000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994422000025/ - FY2020 (ended 2020-12-31): 6905000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994423000029/ - FY2021 (ended 2021-12-31): 6647000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994424000039/ - FY2022 (ended 2022-12-31): 8021000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/ - FY2023 (ended 2023-12-31): 8224000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ - FY2024 (ended 2024-12-31): 7809000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ - FY2025 (ended 2025-12-31): 8247000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ ## Net income by fiscal year (SEC XBRL) - FY2013 (ended 2013-12-31): -3426000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994416000099/ - FY2014 (ended 2014-12-31): 865000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994417000012/ - FY2015 (ended 2015-12-31): 840000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994418000016/ - FY2016 (ended 2016-12-31): 1045000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994419000024/ - FY2017 (ended 2017-12-31): 1652000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994420000030/ - FY2018 (ended 2018-12-31): 1721000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994421000034/ - FY2019 (ended 2019-12-31): 1791000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994422000025/ - FY2020 (ended 2020-12-31): 1057000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994423000029/ - FY2021 (ended 2021-12-31): 2319000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994424000039/ - FY2022 (ended 2022-12-31): 2073000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/ - FY2023 (ended 2023-12-31): 1608000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ - FY2024 (ended 2024-12-31): 1509000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ - FY2025 (ended 2025-12-31): 1831000000.0 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/ ## EPS diluted by fiscal year (split-adjusted to today's share basis; as filed in brackets) - FY2013 (ended 2013-12-31): -6.12 [filed -6.12, split factor 1.0] - FY2014 (ended 2014-12-31): 1.55 [filed 1.55, split factor 1.0] - FY2015 (ended 2015-12-31): 1.55 [filed 1.55, split factor 1.0] - FY2016 (ended 2016-12-31): 1.97 [filed 1.97, split factor 1.0] - FY2017 (ended 2017-12-31): 3.25 [filed 3.25, split factor 1.0] - FY2018 (ended 2018-12-31): 3.52 [filed 3.52, split factor 1.0] - FY2019 (ended 2019-12-31): 3.81 [filed 3.81, split factor 1.0] - FY2020 (ended 2020-12-31): 2.22 [filed 2.22, split factor 1.0] - FY2021 (ended 2021-12-31): 5.16 [filed 5.16, split factor 1.0] - FY2022 (ended 2022-12-31): 4.1 [filed 4.1, split factor 1.0] - FY2023 (ended 2023-12-31): 3.13 [filed 3.13, split factor 1.0] - FY2024 (ended 2024-12-31): 3.03 [filed 3.03, split factor 1.0] - FY2025 (ended 2025-12-31): 3.86 [filed 3.86, split factor 1.0] ## Dividend years (Yahoo history) 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025, 2026 ## Insider transactions (SEC Form 4 data set, latest 40) - 2026-07-24 S VAN SAUN BRUCE (CEO) 129369 @ 72.07 = 9323624 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000143/ - 2026-05-12 S Moosally Michelle (officer) 6050 @ 62.16 = 376068 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000102/ - 2025-06-02 P Swift Christopher (director) 20 @ 40.06 = 801 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000174/ - 2024-02-06 P Swift Christopher (director) 10 @ 31.47 = 315 · https://www.sec.gov/Archives/edgar/data/759944/000075994426000174/ ## Links - sec_filings: https://www.sec.gov/edgar/browse/?CIK=0000759944 - sec_xbrl_companyfacts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000759944.json - sec_form4: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000759944&type=4 - sec_8k: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000759944&type=8-K - yahoo: https://finance.yahoo.com/quote/CFG - stooq: https://stooq.com/q/d/?s=cfg.us - morningstar (link only, nothing stored): https://www.morningstar.com/search?query=CFG - finviz (link only, nothing stored): https://finviz.com/quote.ashx?t=CFG - stockanalysis (link only, nothing stored): https://stockanalysis.com/stocks/cfg/ - seeking_alpha (link only, nothing stored): https://seekingalpha.com/symbol/CFG - openinsider (link only, nothing stored): http://openinsider.com/search?q=CFG - google_news (link only, nothing stored): https://news.google.com/rss/search?q=CFG+stock Cite as: The Claude Trader snapshot 2026-10-26, https://theclaudetrader.com/s/CFG; data from SEC EDGAR XBRL and market prices (Alpaca Market Data, Yahoo Finance) to 2026-10-23. Scores are deterministic rule outputs from public filings. fair_value_model is a labelled model estimate from the same filings (method at /fair-value), not an opinion or recommendation.